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10902 Champions Ln, Cypress (Los Alamitos), CA 90720 Property Records

Orange County property record for 10902 Champions Ln, Cypress, CA 90720

Property Summary

Property TypeCondominium
Details4 bd · 3.5 ba · 1,903 sqft · built 2023
Owner2 Company Names on Record
Last Sale$991,000 (Dec 2023)
Tax Bill$11,560 (2025)
Deeds & MortgagesJan 2026 Mortgage
Dec 2023 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN939-596-91

Property Details

APN / Parcel Number

Primary APN939-596-91

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area1,903 sqft Living Area

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleCondo/Apartment
Garage Area427 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address10902 CHAMPIONS LN
CityCYPRESS
StateCA
Zip90720-5264
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionN TR 19114 BLK LOT 2 UN 12 LOT 2 OF TRACT 19114 OF CONDO PROJECT 939-59
Legal Tract19114
Legal Lot Number2
JurisdictionORANGE CA
Township / Civil DivisionANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group2
Census Block2017
Census Tract110113

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address19002 CHAMPIONS LN, CYPRESS, CA 90720
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2026Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Dec 20, 2023Grant Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 20, 2023 · Amount on Record
Deed SaleDec 20, 2023 · Amount on Record
Deed Document Number2023313321
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address10902 CHAMPIONS LN, CYPRESS, CA 90720-5264
Transaction TypeMortgage
Record UpdatedJan 19, 2026
Title CompanyRADIAN TITLE INSURANCE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address10902 CHAMPIONS LN, CYPRESS, CA 90720-5264

Mortgage

Document Number0000001055
DateJan 5, 2026
Instrument2026000001055
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.99%
Type Change DateJan 1, 2033
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10.9%
IndexSOFR Average 30-Day
Max Rate10.9%

December 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateDec 20, 2023
Property Address10902 CHAMPIONS LN, CYPRESS, CA 90720-5264
Document Number0000313321
Map ReferenceMB 995 PG 48-50
Instrument DateDec 1, 2023
Instrument2023000313321
Transaction TypeTransfer
Record UpdatedSep 30, 2025
Title CompanyFIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address10902 CHAMPIONS LN, CYPRESS, CA 90720-5264

Mortgage

Document Number0000313322
DateDec 20, 2023
Instrument2023000313322
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityCypress City
Secondary School DistrictAnaheim Union High School District (07 - 12)
Elementary School DistrictCypress Elementary School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,030,640 (+2%) Land $591,520 Building $439,120
2025$11,560.00 Homeowner's exemption$1,010,432 Land $579,922 Building $430,510

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGOLDEN STATE WC - WEST ORANGE COUNTY
private · serves 114,693 people · EPA ID CA3010022
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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