10902 Bridle Path Cir, Waldorf, MD 20601 Property Records

Charles County property record for 10902 Bridle Path Cir, Waldorf, MD 20601

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,176 sqft · built 1984
Lot Size0.211 acres (9,191 sqft)
Owner2 Individual Names on File
Last Sale$390,000 (Jan 2026)
Tax Bill$10,496 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
Feb 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-093701

Property Details

APN / Parcel Number

Primary APN06-093701
Alternative APNs
  • 6093701
  • 093701

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,176 sqft Living Area
Gross Area1,296 sqft
1st Floor Area1,176 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,191 sqft (0.211 acres)
PorchOpen Porch
Porch Area120 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number093701
Street Address10902 BRIDLE PATH CIR
CityWALDORF
StateMD
Zip20601-2946
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM
Legal DescriptionL-65 HUNT CLUB EST SUB
Legal SubdivisionHUNT CLUB EST SUB
Legal Block1
Legal Lot Number65
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group1
Census Block1000
Census Tract850708

Owner

10902 Bridle Path Cir is owned and occupied by two individuals who bought it in January 2026.

Source: Charles County records, as of September 16, 2026

Owner of Record2 Individual Names on File
Mailing Address10902 BRIDLE PATH CIR, WALDORF, MD 20601-2946
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 9, 2026Deed, Transfer · Conventional Mortgage
INTERCOASTAL MORTGAGE
Feb 28, 2023Deed, Transfer · Conventional Mortgage
WATERSTONE MORTGAGE CORP
Feb 19, 2020Grant Deed, Transfer · Conventional Mortgage
NAVY FCU
Oct 21, 2019Grant Deed, Transfer
RGS TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 9, 2026 · Amount on File
Deed SaleJan 9, 2026 · Amount on File
Prior SaleFeb 28, 2023 · Amount on File
Deed Book / Page13926 / 35
Prior Transfer DateOct 22, 1984
Prior Transfer Doc1026000175
Record UpdatedOct 29, 2026

January 2026: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateJan 9, 2026
Property Address10902 BRIDLE PATH CIR, WALDORF, MD 20601-2946
Document Number0139260035
Book / Page13926 / 35
Map ReferenceMB PCM 25 FO 224
Instrument DateDec 23, 2025
Transaction TypeTransfer
Record UpdatedJan 26, 2026
Title CompanyCARDINAL TITLE GROUP LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,950.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address10902 BRIDLE PATH CIR, WALDORF, MD 20601-2946

Mortgage

Document Number0001392646
DateJan 9, 2026
Instrument13926/46
Lender
NameINTERCOASTAL MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2056

February 2023: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateFeb 28, 2023
Property Address10902 BRIDLE PATH CIR, WALDORF, MD 20601-2946
Document Number0128630133
Book / Page12863 / 133
Map ReferenceMB PCM 25 FO 224
Instrument DateFeb 28, 2023
Transaction TypeTransfer
Record UpdatedMar 13, 2023
Title CompanyTRUSTED TITLE SERVICES LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$877.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address10902 BRIDLE PATH CIR, WALDORF, MD 20601-2946

Mortgage

Document Number0012863137
DateFeb 28, 2023
Instrument12863/137
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2053

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLES MD
Recording DateFeb 19, 2020
Property Address10902 BRIDLE PATH CIR, WALDORF, MD 20601-2946
Document Number0110100080
Book / Page011010 / 000080
Instrument DateJan 24, 2020
Transaction TypeTransfer
Record UpdatedMar 10, 2020
Title CompanyMARYLAND TRUST TITLE AND ESCROW LLC, MARYLAND TR TITLE & ESCROW LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$280.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address10902 BRIDLE PATH CIR WALDORF MD 206012946, WALDORF, MD 20601-2946

Mortgage

Document Number110100088
DateFeb 19, 2020
Book Page011010/000088
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 18, 2050

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLES MD
Recording DateOct 21, 2019
Property Address10902 BRIDLE PATH CIR, WALDORF, MD 20601-2946
Document Number0108330253
Book / Page010833 / 000253
Instrument DateJul 23, 2019
Transaction TypeTransfer
Record UpdatedOct 31, 2019
Title CompanyRGS TITLE

Transaction

AmountAmount on Record
Tax$179.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1360 KERRICK CT LA PLATA MD 20646, LA PLATA, MD 20646

Tax Assessment & Valuation

The 2025 property tax bill for 10902 Bridle Path Cir was $10,496.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$344,600 (-) Land $126,000 Building $218,600$344,600 (-) Land $126,000 Building $218,600
2025$10,496.00 Homeowner's exemption$344,600 Land $126,000 Building $218,600$344,600 Land $126,000 Building $218,600
2023$4,377.00 Homeowner's exemption$307,933$354,400 Land $126,000 Building $228,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10902 Bridle Path Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2018

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10902 Bridle Path Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

Nearby Properties on Bridle Path Cir

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