10902 Adkins Rd, Berlin, MD 21811 Property Records

Worcester County property record for 10902 Adkins Rd, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,348 sqft · built 1969
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Dec 2018)
Tax Bill	$2,840 (2026)
Deeds & Mortgages	Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-007553`

Property Details

APN / Parcel Number

Primary APN	`03-007553`
Alternative APN	`007553`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,348 sqft Total Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Porch	Slab
Porch Area	70 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	007553
Street Address	10902 ADKINS RD
City	BERLIN
State	MD
Zip	21811-3102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	LOT 3BB 2 ACS SW/S ADKINS RD MIN SUB JAS & NANCY BRITTINGHAM
Legal Subdivision	MIN SUB
Legal Lot Number	3BB
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	2
Census Block	2015
Census Tract	950900

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10902 ADKINS RD, BERLIN, MD 21811-3102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2018 · Amount on Record
Deed Sale	Dec 12, 2018 · Amount on Record
Prior Sale	Dec 13, 2000
Deed Book / Page	7336 / 225
Last Transfer Date	Sep 28, 2022
Transfer Doc	2826000132
Record Updated	Oct 29, 2026

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Dec 12, 2018
Property Address	10902 ADKINS RD, BERLIN, MD 21811-3102
Document Number	0073360225
Book / Page	7336 / 225
Map Reference	MB RHO144 FO 57
Instrument Date	Dec 3, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CAPITOL TITLE INS AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,475.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10902 ADKINS RD, BERLIN, MD 21811-3102

Mortgage

Document Number	0007336233
Date	Dec 12, 2018
Instrument	7336/233

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,840.00 (+4.6%) Homeowner's exemption	$403,333 (+35.2%)	$433,200 (+26.08%) Land $180,000 Building $253,200
2025	$2,715.00 (+16.03%) Homeowner's exemption
2023	$2,340.00 Homeowner's exemption	$298,333	$343,600 Land $120,000 Building $223,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20