10902 97th Pl N, Maple Grove (Osseo), MN 55369 Property Records

Hennepin County property record for 10902 97th Pl N, Maple Grove, MN 55369

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 850 sqft · built 1980
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$105,000 (Jul 1997)
Tax Bill	$4,478 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-119-22-23-0051`

Property Details

APN / Parcel Number

Primary APN	`12-119-22-23-0051`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	850 sqft Living Area
Gross Area	1,530 sqft
1st Floor Area	850 sqft
Basement Area	680 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1995
Architectural Style	Split Foyer
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	170 ft deep x 149 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	400 sqft
Deck Area	448 sqft
Patio Area	948 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	10902 97TH PL N
City	MAPLE GROVE
State	MN
Zip	55369-3709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 014 BLOCK 006 A MAPLE VALLEY PARK 3RD ADDN S 149X170X188
Legal Range	22
Legal Township	119
Legal Section	12
Legal Quarter	23
Legal Subdivision	MAPLE VALLEY PARK 3RD ADDN
Legal Block	6
Legal Lot Number	14
Jurisdiction	HENNEPIN MN
Township / Civil Division	MAPLE GROVE
Census Block Group	2
Census Block	2011
Census Tract	26707

Owner

10902 97th Pl N is owned and occupied by two individuals who acquired it in June 2019.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10902 97TH PL N, MAPLE GROVE, MN 55369-3709
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Deed of Trust, Mortgage · Line of Credit MIDWESTONE BANK
Mar 26, 2021	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Feb 18, 2020	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 1997 · Amount on File
Deed Sale	Jul 9, 1997 · Amount on File
Deed Document Number	1997640535
Last Transfer Date	Jun 10, 2019
Transfer Doc	0010670944
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10902 97TH PL N, MAPLE GROVE, MN 55369-3709
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A10974118
Date	Jun 10, 2021
Instrument	A10974118

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	MINNEAPOLIS, MN 55433

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	May 15, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10902 97TH PL N, MAPLE GROVE, MN 55369-3709
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A10937487
Date	Mar 26, 2021
Instrument	A10937487

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10902 97TH PL N, MAPLE GROVE, MN 55369-3709
Document Number	0010771584
Instrument Date	Feb 18, 2020
Transaction Type	Mortgage
Record Updated	Apr 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10902 97TH PL N MAPLE GROVE MN 553693709, MAPLE GROVE, MN 55369-3709

Mortgage

Document Number	0010771584
Date	Apr 3, 2020
Instrument	10771584

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10902 97th Pl N was $4,478 with a homeowner's exemption.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Maple Grove City
Unified School District	Osseo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,478.00	$367,500 Land $116,500 Building $251,000	$367,500 Land $116,500 Building $251,000
2023	$3,641.00 Homeowner's exemption
2022		$307,200 Land $92,100 Building $215,100	$307,200 Land $92,100 Building $215,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10902 97th Pl N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10902 97th Pl N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Maple Grove serves 82,000 people · EPA ID MN1270020
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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