10901 E Bay Rd, Gibsonton, FL 33534 Property Records

Hillsborough County property record for 10901 E Bay Rd, Gibsonton, FL 33534

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,367 sqft · built 1977
Lot Size	0.85 acres (37,015 sqft)
Owner	Individual Name on Record
Last Sale	$28,725 (Feb 2024)
Tax Bill	$3,004 (2025)
Deeds & Mortgages	Feb 2024 Transfer Sep 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`077174-6100`

Property Details

APN / Parcel Number

Primary APN	`077174-6100`
Alternative APN	`U303020ZZZ000003065100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,367 sqft Living Area
Gross Area	2,967 sqft
1st Floor Area	2,367 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2001
Architectural Style	Mansion
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	37,015 sqft (0.85 acres)
Lot Dimensions	200 ft deep x 95 ft wide
View / Lot	Creek
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	544 sqft
Porch	Open Porch
Porch Area	280 sqft
Shed	1 Shed
Shed Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0771746100
Street Address	10901 E BAY RD
City	GIBSONTON
State	FL
Zip	33534-5117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC-3
Legal Description	TRACT DESC AS FROM SW COR RUN N 2973.32 FT E 361.08 FT AND N 83 DEG 36 MIN 27 SEC W 50 FT FOR POB AND RUN N 6 DEG 23 MIN 33 SEC E 95 FT N 83 DEG 36 MIN 27 SEC W 347 FT MOL TO WATERS OF BULLFROG CREEK SELY ALONG BULLFROG CREEK TO PT BRG N 83 DEG 36 MI
Legal Range	20E
Legal Township	30S
Legal Section	30
Legal Subdivision	UNPLATTED
Legal Tract	ZZZ
Legal Block	3
Legal Lot Number	6510
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	PALM RIVER-GIBSONTON
Census Block Group	2
Census Block	2004
Census Tract	13804

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10901 E BAY RD, GIBSONTON, FL 33534-5117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Sep 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage GTE FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2024 · Amount on Record
Deed Sale	Feb 23, 2024 · Amount on Record
Prior Sale	Jul 10, 2013 · Amount on Record
Deed Document Number	202477828
Prior Transfer Date	Feb 20, 2024
Prior Transfer Doc	0000077828
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSBOROUGH FL
Recording Date	Feb 23, 2024
Property Address	10901 E BAY RD, GIBSONTON, FL 33534-5117
Document Number	0000077828
Instrument Date	Feb 20, 2024
Instrument	2024077828
Transaction Type	Transfer
Record Updated	Mar 18, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2245 JAUDON RD, DOVER, FL 33527-5919

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10901 EAST BAY RD, GIBSONTON, FL 33534-5117

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	10901 E BAY RD, GIBSONTON, FL 33534-5117
Document Number	0000406508
Instrument Date	Sep 18, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	ANCHOR TITLE COMPANY, ANCHOR TITLE & ASSOC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10901 E BAY RD GIBSONTON FL 335345117, GIBSONTON, FL 33534-5117

Mortgage

Document Number	0000406508
Date	Oct 2, 2020
Instrument	406508

Lender

Name	GTE FIN'L
Type	Funding / Finance Company
Address	TAMPA, FL 33602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,343 (+2.7%)	$309,589 (-7.36%) Land $98,878 Building $210,711
2025	$3,004.00 (+8.96%) Homeowner's exemption	$173,654 (+5.99%)	$334,177 (+12.91%) Land $96,418 Building $237,759
2024	$2,757.00 (+4.51%)
2023	$2,638.00 (+6.37%) Homeowner's exemption	$163,845 (+3%)	$295,965 (+1.49%) Land $81,552 Building $214,413
2022	$2,480.00 Homeowner's exemption	$159,073	$291,624 Land $56,537 Building $235,087

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 85 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	85 in force
Nearby Flood Claims	9 (2012–2024)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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