10901 E 97th St N, Owasso, OK 74055 Property Records

Tulsa County property record for 10901 E 97th St N, Owasso, OK 74055

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,920 sqft · built 1983
Lot Size	0.273 acres (11,892 sqft)
Owner	2 Individual Names on Record
Last Sale	$149,000 (Jan 2019)
Tax Bill	$2,508 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`61062-14-18-60670`

Property Details

APN / Parcel Number

Primary APN	`61062-14-18-60670`
Alternative APN	`R61062141860670`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,920 sqft Living Area
Gross Area	3,840 sqft
1st Floor Area	1,920 sqft
Basement Area	1,920 sqft
Laundry Room	Laundry Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	11,892 sqft (0.273 acres)
Garage Type	Attached
Garage Area	840 sqft
Pool Area	576 sqft
Porch	Porch
Porch Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R61062141860670
Street Address	10901 E 97TH ST N
City	OWASSO
State	OK
Zip	74055-4322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	LT 15 BLK 2
Legal Range	14E
Legal Township	21N
Legal Section	18
Legal Subdivision	EL RIO VISTA II
Legal Block	2
Legal Lot Number	15
Jurisdiction	TULSA OK
Township / Civil Division	TULSA
Census Block Group	2
Census Block	2020
Census Tract	5809

Owner

Source: Tulsa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10901 E 97TH ST N, OWASSO, OK 74055-4322
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK
Jan 17, 2019	Deed of Trust, Mortgage · FHA Mortgage ASSOCIATED MORTGAGE CORP
Jan 14, 2019	Warranty Deed, Transfer · FHA Mortgage ASSOCIATED MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2019 · Amount on Record
Deed Sale	Jan 14, 2019 · Amount on Record
Prior Sale	Dec 1, 1996 · Amount on Record
Deed Document Number	20193223
Prior Transfer Date	Aug 22, 1998
Prior Transfer Doc	0000095315
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULSA OK
Recording Date	Jun 29, 2026
Property Address	10901 E 97TH ST N, OWASSO, OK 74055-4322
Document Number	0000059541
Instrument Date	Jun 18, 2026
Instrument	202659541
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10901 E 97TH ST N, OWASSO, OK 74055-4322

Mortgage

Document Number	0000059541,
Date	Jun 29, 2026
Instrument	202659541

Lender

Name	FIRST UNITED BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULSA OK
Property Address	10901 E 97TH ST N, OWASSO, OK 74055-4322
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FRISCO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004169
Date	Jan 17, 2019
Instrument	2019004169

Lender

Name	ASSOCIATED MORTGAGE CORP
Type	Mortgage Company
Address	TULSA, OK 74133

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TULSA OK
Recording Date	Jan 14, 2019
Property Address	10901 E 97TH ST N, OWASSO, OK 74055-4322
Document Number	0000003223
Map Reference	PL 4273
Instrument Date	Jan 3, 2019
Instrument	2019003223
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	FRISCO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$223.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10901 E 97TH ST N, OWASSO, OK 74055-4322

Mortgage

Document Number	0000003226
Date	Jan 14, 2019
Instrument	2019003226

Lender

Name	ASSOCIATED MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Tulsa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Tulsa County
Municipality	Owasso City
Unified School District	Owasso Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,508.00 (+13.69%)	$22,262 (+10.25%) Land $2,060 Building $20,202	$293,400 (+9.66%) Land $27,144 Building $266,256
2023	$2,206.00 (+5%)	$20,193 (+5%) Land $2,049 Building $18,144	$267,561 (+25.15%) Land $27,144 Building $240,417
2022	$2,101.00	$19,231 Land $2,442 Building $16,789	$213,791 Land $27,144 Building $186,647

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON CO RWD #3 (NEW,#1) serves 25,375 people · EPA ID OK1021418
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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