10901 288th St E, Graham, WA 98338 Property Records

Pierce County property record for 10901 288th St E, Graham, WA 98338

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.75 ba · 3,166 sqft · built 1981
Lot Size	7.32 acres (318,859 sqft)
Owner	2 Individual Names on File
Last Sale	$899,950 (Feb 2024)
Tax Bill	$8,972 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Dec 2025 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`041834-3-022`

Property Details

APN / Parcel Number

Primary APN	`041834-3-022`

Interior

Bedrooms	6 Beds
Full Baths	3.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	3,166 sqft Living Area
1st Floor Area	1,078 sqft
Upper Floors Area	864 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Metal
Lot Area	318,859 sqft (7.32 acres)
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	30 sqft
Deck Area	478 sqft
Patio Area	478 sqft
Shed	1 Shed
Shed Area	1,496 sqft
Storage Building	105 sqft
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	10901 288TH ST E
City	GRAHAM
State	WA
Zip	98338-7550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSR
Legal Description	SECTION 34 TOWNSHIP 18 RANGE 04 QUARTER 34 : E 1/2 OF E 1/2 OF SE OF SW EXC E 30 FT EXC S 330 FT OF ABOVE DESC PROP SEG F 9705 TITLE ELIMINATION MAKE - LIBER - MODEL - SYLVAN - YEAR - 1999 - SERIAL - 09L32886XU - TPO - (5555512043) AFN 202106300099 T
Legal Range	04
Legal Township	18
Legal Section	34
Legal Subdivision	SHORT PLAT NO 8110010160
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	1
Census Block	1006
Census Tract	73119

Owner

10901 288th St E is owned and occupied by two individuals who bought it in February 2024.

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10901 288TH ST E, GRAHAM, WA 98338-7550
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CREDIT UNION
Dec 4, 2025	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 1, 2024	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 28, 2019	Deed of Trust, Mortgage · FHA Mortgage GUILD MTG
Aug 3, 2017	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Jun 27, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2024 · Amount on File
Deed Sale	Feb 1, 2024 · Amount on File
Prior Sale	Sep 14, 2018 · Amount on File
Deed Document Number	2024340
Prior Transfer Date	Jun 22, 2017
Prior Transfer Doc	0000000299
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Recording Date	Jun 3, 2026
Property Address	10901 288TH ST E, GRAHAM, WA 98338-7550
Document Number	0000000135
Instrument Date	May 26, 2026
Instrument	2026135
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10901 288TH ST E, GRAHAM, WA 98338-7550

Mortgage

Document Number	0000000135,
Date	Jun 3, 2026
Instrument	2026135

Lender

Name	BOEING EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	10901 288TH ST E, GRAHAM, WA 98338-7550
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10901 288TH ST E, GRAHAM, WA 98338-7550

Mortgage

Document Number	0012040205
Date	Dec 4, 2025
Instrument	202512040205

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Dec 1, 2030
Change Frequency	6 Months
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	SOFR Average 30-Day
Max Rate	10.5%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Feb 1, 2024
Property Address	10901 288TH ST E, GRAHAM, WA 98338-7550
Document Number	0002010340
Instrument Date	Jan 29, 2024
Instrument	202402010340
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,074.11
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10901 288TH ST E, GRAHAM, WA 98338-7550

Mortgage

Document Number	0002010341
Date	Feb 1, 2024
Instrument	202402010341

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	10901 288TH ST E, GRAHAM, WA 98338-7550
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007280196
Date	Jul 28, 2021
Instrument	202107280196

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	10901 288TH ST E, GRAHAM, WA 98338-7550
Document Number	1910310771
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Nov 13, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10901 288TH ST E GRAHAM WA 983387550, GRAHAM, WA 98338-7550

Mortgage

Document Number	1910310771
Date	Oct 31, 2019
Instrument	201910310771

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2049

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Aug 3, 2017
Property Address	10901 288TH ST E, GRAHAM, WA 98338-7550
Document Number	0008030442
Instrument Date	Jul 26, 2017
Instrument	201708030442
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	TICOR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,900.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10901 288TH ST E, GRAHAM, WA 98338-7550

Mortgage

Document Number	0008030443
Date	Aug 3, 2017
Instrument	201708030443

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Jun 27, 2017
Property Address	10901 288TH ST E, GRAHAM, WA 98338-7550
Document Number	1706270299
Instrument Date	Jun 22, 2017
Instrument	201706270299
Transaction Type	Transfer
Record Updated	Jul 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	17103 SPANAWAY LOOP RD S SPANAWAY WA 983878904, SPANAWAY, WA 98387-8904

Tax Assessment & Valuation

The 2026 property tax bill for 10901 288th St E was $8,972, up 0.8% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,972.00 (+0.79%)	$825,000 (-0.29%) Land $299,700 Building $525,300	$825,000 (-0.29%) Land $299,700 Building $525,300
2025	$8,902.00 (+0.98%)	$827,400 (+11.13%) Land $291,200 Building $536,200	$827,400 (+11.13%) Land $291,200 Building $536,200
2024	$8,816.00 (+1.14%)	$744,500 (-1.66%) Land $308,300 Building $436,200	$744,500 (-1.66%) Land $308,300 Building $436,200
2023	$8,717.00	$757,100 Land $325,400 Building $431,700	$757,100 Land $325,400 Building $431,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10901 288th St E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2009 · Severe Winter Storm, Landslides, Mudslides, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10901 288th St E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

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