10900 Summerfield Rd, Temperance, MI 48182 Property Records

Monroe County property record for 10900 Summerfield Rd, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 946 sqft · built 1945
Lot Size	2.69 acres (117,220 sqft)
Owner	Individual Name on Record
Last Sale	$141,300 (Oct 2018)
Tax Bill	$1,493 (2025)
Deeds & Mortgages	May 2026 Line of Credit Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-001-040-00`

Property Details

APN / Parcel Number

Primary APN	`15-001-040-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	946 sqft Living Area
1st Floor Area	946 sqft
Basement Area	836 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Aluminum/Vinyl
Lot Area	117,220 sqft (2.69 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	10900 SUMMERFIELD RD
City	TEMPERANCE
State	MI
Zip	48182-1800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL BEING PART OF THE SE 1/4 OF SEC 1 T8S R6E DES AS COM AT THE SE COR OF THE NW 1/4 OF THE SE 1/4 OF SEC 1 SAID PT COM
Legal Range	06E
Legal Township	08S
Legal Section	89
Jurisdiction	MONROE MI
Township / Civil Division	WHITEFORD
Census Block Group	1
Census Block	1014
Census Tract	833000

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10900 SUMMERFIELD RD, TEMPERANCE, MI 48182-1800
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Oct 2, 2018	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2018 · Amount on Record
Deed Sale	Oct 2, 2018 · Amount on Record
Prior Sale	Oct 2, 2018 · Amount on Record
Deed Document Number	201818227
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Recording Date	May 21, 2026
Property Address	10900 SUMMERFIELD RD, TEMPERANCE, MI 48182-1800
Document Number	0000009139
Instrument Date	Apr 17, 2026
Instrument	20269139
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10900 SUMMERFIELD RD, TEMPERANCE, MI 48182-1800

Mortgage

Document Number	0000009139,
Date	May 21, 2026
Instrument	20269139

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.22%
Max Rate	-1%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Oct 2, 2018
Property Address	10900 SUMMERFIELD RD, TEMPERANCE, MI 48182-1800
Document Number	2018R18227
Instrument Date	Sep 28, 2018
Instrument	2018R18227
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	146 E TEMPERANCE RD, 146, TEMPERANCE, MI 48182-9331

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9351 JACKMAN RD, TEMPERANCE, MI 48182-9630

Mortgage

Document Number	0000018228
Date	Oct 2, 2018
Instrument	2018R18228

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Whiteford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,700 (+4.62%) Land $74,700	$149,400 (+4.62%) Land $149,400
2025	$1,493.00 (+6.41%) Homeowner's exemption	$71,400 (+31.98%) Land $71,400	$142,800 (+31.98%) Land $142,800
2023	$1,403.00 Homeowner's exemption	$54,100	$108,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,500 / 2,500
Buckeye Cablesystem Cable	1,000 / 20

May also be available: Mercury Fiber.

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