10900 Pegwell Dr, Midlothian, VA 23113 Property Records

Chesterfield County property record for 10900 Pegwell Dr, Midlothian, VA 23113

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,077 sqft · built 1982
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on File
Last Sale	$395,900 (Apr 2019)
Tax Bill	$5,546 (2026)
Deeds & Mortgages	Oct 2023 Line of Credit Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00902020100A030`

Property Details

APN / Parcel Number

Primary APN	`00902020100A030`
Alternative APNs	`743-71-99-29-600-000` `404369001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,077 sqft Finished Area
1st Floor Area	550 sqft
2nd Floor Area	1,448 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	40,075 sqft (0.92 acres)
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	404369001
Street Address	10900 PEGWELL DR
City	MIDLOTHIAN
State	VA
Zip	23113-1139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40 - SING
Legal Description	RAMSGATE L 30 BK A SEC 1
Legal Subdivision	RAMSGATE
Legal Block	A
Legal Lot Number	30
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MIDLOTHIAN
Census Block Group	2
Census Block	2006
Census Tract	100926

Owner

10900 Pegwell Dr is owned and occupied by an individual who bought it in April 2019.

Source: Chesterfield County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	10900 PEGWELL DR, MIDLOTHIAN, VA 23113-1139
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Deed of Trust, Mortgage · Line of Credit VIRGINIA CREDIT UNION INC
Apr 30, 2019	Warranty Deed, Transfer · Conventional with PMI TOWNEBANK MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2019 · Amount on File
Deed Sale	Apr 30, 2019 · Amount on File
Prior Sale	Dec 17, 2012 · Amount on File
Deed Document Number	201914997
Deed Book / Page	12290 / 699
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	10900 PEGWELL DR, MIDLOTHIAN, VA 23113-1139
Transaction Type	Mortgage
Record Updated	Nov 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014404-55
Date	Oct 26, 2023
Book Page	14404/55
Instrument	2023032540

Lender

Name	VIRGINIA CREDIT UNION INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 21, 2043

Interest

Rate Type	Adjustable Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Apr 30, 2019
Property Address	10900 PEGWELL DR, MIDLOTHIAN, VA 23113-1139
Document Number	12290699
Book / Page	012290 / 000699
Instrument Date	Apr 25, 2019
Instrument	14997
Transaction Type	Transfer
Record Updated	May 15, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$395.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10900 PEGWELL DR MIDLOTHIAN VA 231131139, MIDLOTHIAN, VA 23113-1139

Mortgage

Document Number	12290703
Date	Apr 30, 2019
Book Page	012290/000703
Instrument	14998

Lender

Name	TOWNEBANK MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 10900 Pegwell Dr was $5,546.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,546.00	$620,400 (-) Land $130,000 Building $490,400	$620,400 (-) Land $130,000 Building $490,400
2025		$620,400 Land $130,000 Building $490,400	$620,400 Land $130,000 Building $490,400
2023	$5,271.00	$576,500 Land $102,000 Building $474,500	$576,500 Land $102,000 Building $474,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10900 Pegwell Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	2 (2020–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2023

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10900 Pegwell Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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