10900 Cave Ave, Bakersfield, CA 93312 Property Records

Kern County property record for 10900 Cave Ave, Bakersfield, CA 93312

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,200 sqft · built 1974
Lot Size0.262 acres (11,397 sqft)
Owner2 Individual Names on Record
Last Sale$255,000 (Jul 2020)
Tax Bill$3,751 (2025)
Deeds & MortgagesOct 2026 Line of Credit
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN449-034-01-00-1

Property Details

APN / Parcel Number

Primary APN449-034-01-00-1
Alternative APNs
  • 449-034-01-6
  • 4490340100
  • 44903401

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,200 sqft Living Area
Gross Area1,610 sqft
1st Floor Area1,200 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Construction TypeFrame
Lot Area11,397 sqft (0.262 acres)
Garage TypeAttached
Garage Area410 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number449034016
Street Address10900 CAVE AVE
CityBAKERSFIELD
StateCA
Zip93312-3172
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-S
Legal DescriptionTRACT 3655 , BLOCK , LOT 29
Legal SubdivisionIN THE UNINCORPORATED AREA
Legal Tract3655
Legal Block3
Legal Lot Number29
JurisdictionKERN CA
Township / Civil DivisionROSEDALE
Census Block Group3
Census Block3004
Census Tract3807

Owner

Source: Kern County records, as of October 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address10900 CAVE AVE, BAKERSFIELD, CA 93312-3172
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2026Deed of Trust, Mortgage · Line of Credit
VALLEY CREDIT UNION
Jul 28, 2020Grant Deed, Transfer · Conventional Mortgage
SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 28, 2020 · Amount on Record
Deed SaleJul 28, 2020 · Amount on Record
Prior SaleJun 12, 2009 · Amount on Record
Deed Document Number202099489
Prior Transfer DateApr 20, 2009
Prior Transfer Doc0000060793
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERN CA
Recording DateOct 6, 2026
Property Address10900 CAVE AVE, BAKERSFIELD, CA 93312-3172
Document Number0000119199
Instrument DateSep 28, 2026
Instrument2026119199
Transaction TypeMortgage
Record UpdatedOct 14, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address10900 CAVE AVE, BAKERSFIELD, CA 93312-3172

Mortgage

Document Number0000119199,
DateOct 6, 2026
Instrument2026119199
Lender
NameVALLEY CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Max Rate-1%

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKERN CA
Recording DateJul 28, 2020
Property Address10900 CAVE AVE, BAKERSFIELD, CA 93312-3172
Document Number0000099489
Map ReferenceMB 25 PG 26 & 27
Instrument DateJul 13, 2020
Instrument220099489
Transaction TypeTransfer
Record UpdatedSep 2, 2021
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address10900 CAVE AVE, BAKERSFIELD, CA 93312-3172

Mortgage

Document Number0000099490
DateJul 28, 2020
Instrument220099490
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyKern County
Secondary School DistrictKern High School District (09 - 12)
Elementary School DistrictRosedale Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$281,537 (+2%) Land $77,284 Building $204,253
2025$3,751.00 (+3.93%)$276,018 (+4.04%) Land $75,769 Building $200,249
2023$3,609.00 (+2.59%)$265,302 Land $72,828 Building $192,474
2022$3,518.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVAUGHN WC INC
private · serves 37,189 people · EPA ID CA1510029
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Applied Technology Group
Fixed Wireless
500 / 500
unWired Broadband
Fixed Wireless
400 / 50
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: T-Mobile, Verizon.

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