Hamilton County property record for 1090 Spruceglen Dr, Cincinnati, OH 45224
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,713 sqft · built 1959 |
| Lot Size | 0.328 acres (14,288 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $139,900 (Oct 1991) |
| Tax Bill | $5,476 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 590-0214-0192-00 |
| Primary APN | 590-0214-0192-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,713 sqft Living Area |
| 1st Floor Area | 1,713 sqft |
| Basement Area | 1,713 sqft |
| Finished Basement | 1,630 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 14,288 sqft (0.328 acres) |
| Lot Dimensions | 150 ft deep x 95 ft wide |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 80 sqft |
| Patio Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1090 SPRUCEGLEN DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45224-1233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DENIER PL 95 X 150 LOT 10 NORTH HILL 3RD SUBBL F |
| Legal Subdivision | NORTH HILL 3RD SUB |
| Legal Block | F |
| Legal Lot Number | 10 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 22200 |
Source: Hamilton County records · APN 590-0214-0192-00
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1090 SPRUCEGLEN DR, CINCINNATI, OH 45224-1233 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 08, 2025 | Transfer on Death Deed, Transfer |
| Jul 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 18, 1991 · Amount on Record |
| Deed Sale | Oct 18, 1991 · Amount on Record |
| Record Updated | Jun 08, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 08, 2025 |
| Property Address | 1090 SPRUCEGLEN DR, CINCINNATI, OH 45224-1233 |
| Document Number | 0000095567 |
| Book / Page | 15557 / 1320 |
| Map Reference | MB 7 PG 65&66 |
| Instrument Date | Dec 04, 2025 |
| Instrument | 2025-0095567 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1090 SPRUCEGLEN DR, CINCINNATI, OH 45224-1233 |
| Document Number | 0000070231 |
| Instrument Date | Jul 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 03, 2020 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1090 SPRUCEGLEN DR CINCINNATI OH 452241233, CINCINNATI, OH 45224-1233 |
| Document Number | 0000070231 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | 014214/000076 |
| Instrument | 70231 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 20, 2035 |
Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Springfield Township |
| Unified School District | Finneytown Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,476.00 (+2.36%) | $78,491 (-) Land $15,582 Building $62,909 | |
| 2024 | $5,350.00 (+1.71%) | $78,491 (-) Land $15,582 Building $62,909 | |
| 2023 | $5,260.00 (-6.22%) | $78,491 (+29.26%) Land $15,582 Building $62,909 | $224,260 (+29.26%) Land $44,520 Building $179,740 |
| 2022 | $5,609.00 Homeowner's exemption | $60,725 Land $14,728 Building $45,997 | |
| 2020 | $173,500 Land $42,080 Building $131,420 |
Source: FEMA National Flood Hazard Layer as of December 22, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 607 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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