1090 S 46th St, Springfield, OR 97478 Property Records

Lane County property record for 1090 S 46th St, Springfield, OR 97478

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,688 sqft · built 2021
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Trust Names on File
Last Sale	$529,900 (Oct 2021)
Tax Bill	$5,587 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-02-05-13-07700-000`

Property Details

APN / Parcel Number

Primary APN	`18-02-05-13-07700-000`
Alternative APN	`1908963`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,688 sqft Finished Area
1st Floor Area	1,688 sqft

Exterior

Year Built	Built 2021
Exterior Material	Composition/Composite
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	462 sqft
Driveway	Driveway
Driveway Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1908963
Street Address	1090 S 46TH ST
City	SPRINGFIELD
State	OR
Zip	97478-7534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:13 SUBD:THE RESERVE AT WALNUT GROVE SEC/TWN/RNG/MER:SEC 05 TWN 18 RNG 02
Legal Range	02W
Legal Township	18S
Legal Section	05
Legal Quarter	NE
Quarter-Quarter Section	SW
Legal Subdivision	THE RESERVE AT WALNUT GROVE
Legal Lot Number	13
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	3
Census Block	3007
Census Tract	3500

Owner

1090 S 46th St is held in a trust since February 2025.

Source: Lane County records, as of October 27, 2025

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Deed of Trust, Mortgage · Line of Credit NORTHWEST COMMUNITY CU
Oct 15, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BANNER BANK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Oct 15, 2021 · Amount on File
Deed Sale	Oct 15, 2021 · Amount on File
Prior Sale	Oct 15, 2021 · Amount on File
Deed Document Number	0000066088
Last Transfer Date	Feb 24, 2025
Transfer Doc	0000004989
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1090 S 46TH ST, SPRINGFIELD, OR 97478-7534
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1090 S 46TH ST, SPRINGFIELD, OR 97478-7534

Mortgage

Document Number	0000032815
Date	Nov 15, 2023
Instrument	2023-032815

Lender

Name	NORTHWEST COMMUNITY CU
Type	Credit Union
Address	EUGENE, OR 97401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 14, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Oct 15, 2021
Property Address	1090 S 46TH ST, SPRINGFIELD, OR 97478-7534
Document Number	0000066088
Map Reference	DOC 2020-0024100
Instrument Date	Oct 14, 2021
Instrument	2021-066088
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 29, 2021
Title Company	CASCADE TITLE COMPANY, CASCADE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1090 S 46TH ST, SPRINGFIELD, OR 97478-7534

Mortgage

Document Number	0000066089
Date	Oct 15, 2021
Instrument	2021-066089

Lender

Name	BANNER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1090 S 46th St was $5,587.

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Springfield City
Unified School District	Springfield School District 19 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,587.00	$304,712	$571,730 Land $157,502 Building $414,228
2023	$5,263.00 (+3.38%)	$287,221 (+3%)	$558,784 (+4.11%) Land $155,205 Building $403,579
2022	$5,091.00	$278,856	$536,703 Land $139,684 Building $397,019

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1090 S 46th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1090 S 46th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD UTILITY BOARD serves 62,100 people · EPA ID OR4100837
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Hunter Communications.

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