1090 S 400 E, Providence, UT 84332 Property Records

Cache County property record for 1090 S 400 E, Providence, UT 84332

Property Summary

Property Type	Single Family Home
Details	2,358 sqft · built 1921
Lot Size	0.62 acres (27,007 sqft)
Owner	Individual Name on Record
Last Sale	$446,300 (Jan 2021)
Tax Bill	$2,753 (2025)
Deeds & Mortgages	May 2021 Mortgage Sep 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`02-115-0028`

Property Details

APN / Parcel Number

Primary APN	`02-115-0028`

Interior

Building Area	2,358 sqft Living Area

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Lot Area	27,007 sqft (0.62 acres)

Location & Zoning

Street Address	1090 S 400 E
City	PROVIDENCE
State	UT
Zip	84332-9461
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG IN E LN OF 400 E ST 72.5 FT S & 16.5 FT E OF NW COR OF FENCIL PROP BEING N 627.35 FT & W 1312.2466 FT FROM SE COR SW/4 SE
Legal Range	01E
Legal Township	11N
Legal Section	14
Jurisdiction	CACHE UT
Township / Civil Division	LOGAN
Census Block Group	2
Census Block	2018
Census Tract	1201

Owner

Source: Cache County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1090 S 400 E, PROVIDENCE, UT 84332-9461
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 29, 2021	Deed of Trust, Mortgage · Line of Credit SECURITY SERVICE FCU
Sep 28, 2022	Deed of Trust, Mortgage · Line of Credit SECURITY SERVICE FCU
Jan 20, 2023	Special Warranty Deed, Construction Loan · Construction Mortgage GOLDENWEST FCU
Jan 25, 2021	Warranty Deed, Transfer · Commercial Mortgage MT LOGAN FUNDING INC
Jul 25, 2018	Intrafamily Transfer, Transfer · Line of Credit MOUNTAIN AMERICA FCU
Oct 4, 2018	Quit Claim Deed, Transfer CACHE TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2021 · Amount on Record
Deed Sale	Jan 25, 2021 · Amount on Record
Prior Sale	Jul 25, 2018 · Amount on Record
Deed Document Number	20211274116
Deed Book / Page	2220 / 951
Prior Transfer Date	Apr 27, 2018
Prior Transfer Doc	02041/1628
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	1090 S 400 E, PROVIDENCE, UT 84332-9461
Transaction Type	Mortgage
Record Updated	Nov 6, 2025
Title Company	CACHE TITLE LOGAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002253/93
Date	May 14, 2021
Book Page	2253/93
Instrument	1286642

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	1090 S 400 E, PROVIDENCE, UT 84332-9461
Transaction Type	Mortgage
Record Updated	Nov 6, 2025
Title Company	AMERICAN SECURE TITLE BRIGHAM, AMERICAN SECURE TTL BRIGHAM

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02288/1512
Date	Sep 29, 2021
Book Page	2288/1512
Instrument	1300244

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Oct 1, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	1090 S 400 E, PROVIDENCE, UT 84332-9461
Transaction Type	Mortgage
Record Updated	Nov 6, 2025
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02361/1460
Date	Sep 28, 2022
Book Page	2361/1460
Instrument	1329128

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Oct 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Jan 20, 2023
Property Address	1090 S 400 E, PROVIDENCE, UT 84332-9461
Document Number	002375/203
Book / Page	2375 / 203
Instrument Date	Jan 18, 2023
Instrument	1334870
Transaction Type	Construction Loan
Record Updated	Nov 6, 2025
Title Company	LINCOLN TITLE INSURANCE AGENCY, LINCOLN TITLE INSURANCE AGCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 S 400 E, PROVIDENCE, UT 84332-5000

Mortgage

Document Number	0001334871
Date	Jan 20, 2023
Instrument	1334871

Lender

Name	GOLDENWEST FCU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Oct 1, 2023

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Jan 25, 2021
Property Address	1090 S 400 E, PROVIDENCE, UT 84332-9461
Document Number	002220/951
Book / Page	2220 / 951
Instrument Date	Jan 22, 2021
Instrument	1274116
Transaction Type	Transfer
Record Updated	Nov 6, 2025
Title Company	NORTHERN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1090 S 400 E, PROVIDENCE, UT 84332-9461
Investor	Possibly a Property Investor

Mortgage

Document Number	002220/960
Date	Jan 25, 2021
Book Page	2220/960
Instrument	1274119

Lender

Name	MT LOGAN FUNDING INC
Type	Non-Lending Institution
Address	LOGAN, UT 84321

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Jul 1, 2021

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CACHE UT
Recording Date	Jul 25, 2018
Property Address	1090 S 400 E, PROVIDENCE, UT 84332-9461
Document Number	02030/0721
Book / Page	2030 / 0721
Instrument Date	Jul 18, 2018
Instrument	1200416
Transaction Type	Transfer
Record Updated	Nov 6, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1090 S 400 E, PROVIDENCE, UT 84332-9461

Mortgage

Document Number	0001200417
Date	Jul 25, 2018
Instrument	1200417

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CACHE UT
Recording Date	Oct 4, 2018
Property Address	1090 S 400 E, PROVIDENCE, UT 84332-9461
Document Number	02041/1628
Book / Page	2041 / 1628
Instrument Date	Apr 27, 2018
Instrument	1205432
Transaction Type	Transfer
Record Updated	Nov 6, 2025
Title Company	CACHE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 N GATEWAY DR, PROVIDENCE, UT 84332-9813

Tax Assessment & Valuation

Source: Cache County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Cache County
Municipality	Providence City
Unified School District	Cache School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,753.00 (-25.17%)	$386,030 (-14.64%)	$701,871 (-14.64%) Land $205,500 Building $496,371
2023	$3,679.00	$452,235	$822,249 Land $252,400 Building $569,849

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 44% of Utah
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE CITY WATER SYSTEM serves 9,690 people · EPA ID UTAH03017
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Strata Networks Fiber	2,000 / 2,000
Tristate Wi-Fi by Wi-Fiber Fiber · Fixed Wireless	2,000 / 2,000
Xfinity Cable	1,200 / 35
SenaWave Fiber	1,000 / 1,000
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

Nearby Properties on S 400 E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures