Winnebago County property record for 1090 Ingram Rd, Rockford, IL 61108
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,470 sqft · built 1994 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $212,500 (Dec 2017) |
| Tax Bill | $7,288 (2025) |
| Deeds & Mortgages | Dec 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 169C405 |
| Primary APN | 169C405 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,970 sqft Living Area |
| Gross Area | 4,178 sqft |
| 1st Floor Area | 1,224 sqft |
| Basement Area | 1,224 sqft |
| Finished Basement | 500 sqft |
| Unfinished Basement | 724 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 15,246 sqft (0.35 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Driveway | Driveway |
| Parking Spaces | 1 Parking Space |
| Deck Area | 366 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 169C405 |
|---|---|
| Street Address | 1090 INGRAM RD |
| City | ROCKFORD |
| State | IL |
| Zip | 61108-4704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | OLD ORCHARD SUB PLAT NO 3 BNG PT E1/2SEC 26 & PT W1/2 SEC 25 ALL 44-2 LOT105 |
| Legal Subdivision | OLD ORCHARD SUB PLAT NO 3 |
| Legal Lot Number | 105 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROCKFORD |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 514 |
Source: Winnebago County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1090 INGRAM RD, ROCKFORD, IL 61108-4704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2017 · Amount on Record |
| Deed Sale | Dec 11, 2017 · Amount on Record |
| Prior Sale | May 19, 2005 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 1090 INGRAM RD, ROCKFORD, IL 61108-4704 |
| Document Number | 0001041258 |
| Instrument Date | Dec 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1090 INGRAM RD ROCKFORD IL 611084704, ROCKFORD, IL 61108-4704 |
| Document Number | 0001041258 |
|---|---|
| Date | Dec 27, 2017 |
| Instrument | 1041258 |
| Name | DITECH FIN'L |
|---|---|
| Address | TEMPE, AZ 85284 |
| Amount | Amount Recorded |
|---|---|
| Term | 480 Months |
| Due | Dec 26, 2057 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Cherry Valley Village |
| County | Winnebago County |
| County Subdivision | Rockford Township |
| Unified School District | Rockford School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,288.00 | $98,924 (+41.38%) Land $12,939 Building $85,985 | $296,772 (+41.38%) Land $38,817 Building $257,955 |
| 2022 | Homeowner's exemption | $69,968 Land $9,152 Building $60,816 | $209,904 Land $27,456 Building $182,448 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCKFORD serves 147,051 people · EPA ID IL2010300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: i3 Broadband.
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