1090 E Main St, El Cajon, CA 92021 Property Records

San Diego County property record for 1090 E Main St, El Cajon, CA 92021 · Last verified July 2026

Property Summary

Property Type	Mixed Use Store/Office
Details	7,888 sqft · built 1961
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on File
Last Sale	$2,500,000 (Mar 2024)
Tax Bill	$31,459 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`489-130-28-00`

Property Details

APN / Parcel Number

Primary APN	`489-130-28-00`

Interior

Building Area	7,888 sqft Total Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	30,928 sqft (0.71 acres)

Location & Zoning

Street Address	1090 E MAIN ST
City	EL CAJON
State	CA
Zip	92021-6255
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Store/Office
Legal Description	BLK 1 LOT 9 ST CLSD ADJ & POR TR 000355
Legal Subdivision	RANCHO EL CAJON
Legal Tract	000355
Legal Block	1
Legal Lot Number	9
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	15701

Owner

Source: San Diego County records · APN 489-130-28-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3206 RANCHO DIEGO CIR, EL CAJON, CA 92019-5121
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 06, 2024 · Amount on Record
Deed Sale	Mar 06, 2024 · Amount on Record
Deed Document Number	202455846
Record Updated	Sep 20, 2026

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 06, 2024
Property Address	1090 E MAIN ST, EL CAJON, CA 92021-6255
Document Number	0000055846
Map Reference	MAP 355
Instrument Date	Mar 04, 2024
Instrument	2024-0055846
Transaction Type	Transfer
Record Updated	Mar 14, 2024
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3206 RANCHO DIEGO CIR, EL CAJON, CA 92019-5121

Mortgage

Document Number	0000055847
Date	Mar 06, 2024
Instrument	2024-0055847

Lender

Name	ANEFF LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2026		$2,601,000 (+2%) Land $1,040,400 Building $1,560,600
2025	$31,459.00 (+233.11%)	$2,550,000 (+255.14%) Land $1,020,000 Building $1,530,000
2023	$9,444.00 (+5.96%)	$718,017 Land $594,947 Building $123,070
2022	$8,913.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 748 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, AT&T, Wyyerd Group, T-Mobile USA, California Internet, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.