1090 E 2125 N, Layton, UT 84040 Property Records

Davis County property record for 1090 E 2125 N, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,293 sqft · built 1990
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$474,222 (Jul 2025)
Tax Bill	$2,310 (2025)
Deeds & Mortgages	May 2026 Mortgage Jul 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-160-0172`

Property Details

APN / Parcel Number

Primary APN	`09-160-0172`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,293 sqft Living Area
Basement Area	599 sqft
Unfinished Basement	599 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Area	473 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1090 E 2125 N
City	LAYTON
State	UT
Zip	84040-7069
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Description	ALL OF LOT 172, CHAPEL HILL NO 7. CONT. 0.16 ACRES
Legal Subdivision	CHAPEL HILL 07
Legal Lot Number	172
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	4
Census Block	4016
Census Tract	125804

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1090 E 2125 N, LAYTON, UT 84040-7069
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CTR
Jul 25, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2025 · Amount on Record
Deed Sale	Jul 25, 2025 · Amount on Record
Prior Sale	Apr 30, 2019 · Amount on Record
Deed Document Number	20253626751
Deed Book / Page	8797 / 251
Prior Transfer Date	Jan 2, 2013
Prior Transfer Doc	0002711813
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Recording Date	May 12, 2026
Property Address	1090 E 2125 N, LAYTON, UT 84040-7069
Document Number	0003667595
Book / Page	8993 / 42
Instrument Date	May 4, 2026
Instrument	20263667595
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1090 E 2125 N, LAYTON, UT 84040-7069

Mortgage

Document Number	0003667595,
Date	May 12, 2026
Book Page	8993/42
Instrument	20263667595

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Jul 25, 2025
Property Address	1090 E 2125 N, LAYTON, UT 84040-7069
Document Number	008797/251
Book / Page	8797 / 251
Instrument Date	Jul 23, 2025
Instrument	3626751
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	SOUTHERN LAND TITLE COMPANY, SUTHERLAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1090 E 2125 N, LAYTON, UT 84040-7069

Mortgage

Document Number	0003626759
Date	Jul 25, 2025
Instrument	3626759

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$254,100 (+4.76%) Land $121,748 Building $132,352	$462,000 (+4.76%) Land $221,360 Building $240,640
2025	$2,310.00 (+4.52%)	$242,550 (-40.55%) Land $102,764 Building $139,786	$441,000 (+8.09%) Land $186,843 Building $254,157
2024	$2,210.00 (+0.96%)
2023	$2,189.00 (-3.82%)	$408,000 Land $183,248 Building $224,752	$408,000 Land $183,248 Building $224,752
2022	$2,276.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Rise Broadband, Utah Broadband.

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