Calvert County property record for 1090 Coster Rd, Lusby, MD 20657
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,065 sqft · built 1981 |
| Lot Size | 1.12 acres (48,787 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $509,900 (Dec 2024) |
| Tax Bill | $5,036 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-138197 |
| Primary APN | 01-138197 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,065 sqft Total Area |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 48,787 sqft (1.12 acres) |
| Deck Area | 330 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 138197 |
|---|---|
| Street Address | 1090 COSTER RD |
| City | LUSBY |
| State | MD |
| Zip | 20657-2981 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 1.12 AC 1090 COSTER RD LUSBY |
| Legal Subdivision | CARL REICHELT PROPERTY |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 860901 |
Source: Calvert County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1090 COSTER RD, LUSBY, MD 20657-2981 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 19, 2024 · Amount on Record |
| Deed Sale | Dec 19, 2024 · Amount on Record |
| Prior Sale | Sep 17, 2021 · Amount on Record |
| Deed Book / Page | 6667 / 339 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Sep 17, 2021 |
| Property Address | 1090 COSTER RD, LUSBY, MD 20657-2981 |
| Document Number | 0060830356 |
| Book / Page | 6083 / 356 |
| Map Reference | LB 2912 FO 311 |
| Instrument Date | Sep 14, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2021 |
| Title Company | BLUE CRAB TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,012.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1090 COSTER RD, LUSBY, MD 20657-2981 |
| Document Number | 6083361 |
|---|---|
| Date | Sep 17, 2021 |
| Instrument | 6083/361 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $485,200 (+31.81%) Land $153,500 Building $331,700 | $485,200 (+31.81%) Land $153,500 Building $331,700 | |
| 2025 | $5,036.00 (+31.69%) | ||
| 2023 | $3,824.00 Homeowner's exemption | $368,100 Land $153,500 Building $214,600 | $368,100 Land $153,500 Building $214,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 90% of Maryland |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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