1090 Centennial Rd, Union Mills, NC 28167 Property Records

Rutherford County property record for 1090 Centennial Rd, Union Mills, NC 28167 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,840 sqft · built 1966
Lot Size	0.884 acres (38,531 sqft)
Owner	Individual Name on File
Tax Bill	$1,373 (2025)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0119137`

Property Details

APN / Parcel Number

Primary APN	`0119137`
Alternative APNs	`119137` `271`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,840 sqft Heated Area
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	38,531 sqft (0.884 acres)
Garage Type	Carport
Garage Area	380 sqft
Carport	Carport
Carport Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	468 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1090 CENTENNIAL RD
City	UNION MILLS
State	NC
Zip	28167-9782
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GPIN:1633002782070000; RES. RD 1504
Jurisdiction	RUTHERFORD NC
Township / Civil Division	CAMP CREEK
Census Block Group	2
Census Block	2016
Census Tract	960102

Owner

Source: Rutherford County records · APN 0119137

Assessment roll updated August 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 364, SPINDALE, NC 28160-0364
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Feb 14, 2020
Transfer Doc	0020302369
Record Updated	Jun 08, 2026

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Feb 20, 2020
Property Address	1090 CENTENNIAL RD, UNION MILLS, NC 28167-9782
Document Number	0020302369
Book / Page	002030 / 002369
Instrument Date	Feb 14, 2020
Transaction Type	Transfer
Record Updated	Mar 11, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1090 CENTENNIAL RD UNION MILLS NC 281679782, UNION MILLS, NC 28167-9782

Mortgage

Document Number	20302374
Date	Feb 20, 2020
Book Page	002030/002374

Lender

Name	ATLANTA POSTAL CU
Type	Credit Union
Address	ATLANTA, GA 30354

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 19, 2035

Tax Assessment & Valuation

Source: Rutherford County records · Assessment roll updated August 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,373.00 (+33.3%)	$205,500 (-) Land $12,000 Building $193,500	$205,500 (-) Land $12,000 Building $193,500
2023		$205,500 Land $12,000 Building $193,500	$205,500 Land $12,000 Building $193,500
2022	$1,030.00
2021	$1,030.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rutherford County (37161C), updated April 18, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 82% of North Carolina
Wildfire Likelihood	About 1 in 565 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 10 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Skyrunner	Fixed Wireless (unlicensed)	25 / 10
North Carolina RSA 3 Cellular Telephone Company	Fixed Wireless	25 / 3
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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