Saginaw County property record for 1090 Arclair Pl, Saginaw, MI 48638
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,895 sqft · built 1962 |
| Lot Size | 0.439 acres (19,123 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $145,000 (Sep 2019) |
| Tax Bill | $3,341 (2025) |
| Deeds & Mortgages | Sep 2019 Sale & Mortgage Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-12-4-21-3148-000 |
| Primary APN | 23-12-4-21-3148-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,895 sqft Living Area |
| 1st Floor Area | 1,895 sqft |
| Basement Area | 885 sqft |
| Finished Basement | 885 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,123 sqft (0.439 acres) |
| Lot Dimensions | 174 ft deep x 110 ft wide |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Pool Type |
|---|---|
| Pool Area | 100 sqft |
| Porch | Covered Porch |
| Porch Area | 16 sqft |
| Deck Area | Deck Area |
| Patio Area | 416 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1090 ARCLAIR PL |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48638-5604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 48 BROCKWAY CENTER FIRST ADD. SEC 21 T12N R4E |
| Legal Range | 04E |
| Legal Township | 12N |
| Legal Section | 21 |
| Legal Subdivision | BROCKWAY CENTER FIRST ADD |
| Legal Lot Number | 48 |
| Legal Unit | 48 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | SAGINAW |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 10501 |
1090 Arclair Pl is owned and occupied by two individuals who bought it in September 2019.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1090 ARCLAIR PL, SAGINAW, MI 48638-5604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2019 | Warranty Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK |
| Jun 20, 2017 | Quit Claim Deed, Transfer CATHOLIC FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2019 · Amount on File |
| Deed Sale | Sep 10, 2019 · Amount on File |
| Prior Sale | Dec 10, 2003 |
| Deed Document Number | 201922652 |
| Prior Transfer Date | Feb 6, 2015 |
| Prior Transfer Doc | 0000003075 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Sep 10, 2019 |
| Property Address | 1090 ARCLAIR PL, SAGINAW, MI 48638-5604 |
| Document Number | 0000022652 |
| Instrument Date | Aug 28, 2019 |
| Instrument | 2019022652 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4125 MIDLAND RD, SAGINAW, MI 48603-9647 |
| Investor | Possibly a Property Investor |
| Document Number | 0000022653 |
|---|---|
| Date | Sep 10, 2019 |
| Instrument | 2019022653 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Oct 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jun 20, 2017 |
| Property Address | 1090 ARCLAIR PL, SAGINAW, MI 48638-5604 |
| Document Number | 0000019086 |
| Instrument Date | Jun 3, 2017 |
| Instrument | 19086 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1090 ARCLAIR PL SAGINAW MI 486385604, SAGINAW, MI 48638-5604 |
| Document Number | 21465 |
|---|---|
| Date | Jun 20, 2017 |
| Instrument | 21465 |
| Name | CATHOLIC FCU |
|---|---|
| Type | Credit Union |
| Address | SAGINAW, MI 48603 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Jun 19, 2027 |
The 2025 property tax bill for 1090 Arclair Pl was $3,341 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Saginaw Charter Township |
| Unified School District | Saginaw Township Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $116,000 | $232,000 | |
| 2025 | $3,341.00 Homeowner's exemption | ||
| 2023 | $85,400 | $170,800 | |
| 2022 | $2,800.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1090 Arclair Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1090 Arclair Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAGINAW serves 44,058 people · EPA ID MI0005850 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Feb 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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