1090 Arbor Ln, Jacksonville, FL 32207 Property Records

Duval County property record for 1090 Arbor Ln, Jacksonville, FL 32207

Property Summary

Property TypeSingle Family Home
Details6 bd · 6.5 ba · 5,408 sqft · built 1937
Lot Size1.05 acres (45,953 sqft)
Owner2 Individual Names on Record
Last Sale$6,300 (Dec 2005)
Tax Bill$26,157 (2025)
Deeds & MortgagesJul 2023 Line of Credit
Aug 2021 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN081449-0000

Property Details

APN / Parcel Number

Primary APN081449-0000

Interior

Bedrooms6 Beds
Full Baths6.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area5,408 sqft Living Area
Gross Area6,417 sqft
1st Floor Area2,155 sqft
Upper Floors Area1,089 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 2010
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialTile
Lot Area45,953 sqft
Lot Dimensions260 ft deep x 221 ft wide
Garage TypeCarport
Garage Area660 sqft
CarportCarport
Carport Area660 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area5 sqft
PorchFinished/Open Porch
Porch Area15 sqft
Patio Area156 sqft
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address1090 ARBOR LN
CityJACKSONVILLE
StateFL
Zip32207-3900
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRLD-90
Legal Description14-20 25-2S-26E 1.06 BETTER HOMES COS 1ST ADDN SAN MARCO LOTS 1,2(EX PT RECD O/R 12947-642) BLK 107
Legal Range26E
Legal Township02S
Legal Section46
Legal SubdivisionBETTER HOMES CO S 1ST ADD
Legal Block107
Legal Lot Number1,2
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE EAST
Census Block Group1
Census Block1024
Census Tract700

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1090 ARBOR LN, JACKSONVILLE, FL 32207-3900
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2023Deed of Trust, Mortgage · Line of Credit
SYNOVUS BANK
Aug 31, 2021Deed of Trust, Mortgage · Construction Mortgage
TD BANK NA
Feb 16, 2021Warranty Deed, Transfer · Conventional Mortgage
SYNOVUS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 14, 2005 · Amount on Record
Deed SaleDec 14, 2005 · Amount on Record
Prior SaleJan 3, 1995 · Amount on Record
Deed Document Number2005455268
Deed Book / Page12947 / 642
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address1090 ARBOR LN, JACKSONVILLE, FL 32207-3900
Transaction TypeMortgage
Record UpdatedDec 1, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1090 ARBOR LN, JACKSONVILLE, FL 32207-3900

Mortgage

Document Number0207480799
DateJul 19, 2023
Book Page20748/799
Instrument2023146914
Lender
NameSYNOVUS BANK
TypeBank
AddressCOLUMBUS, GA 31901
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJun 22, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address1090 ARBOR LN, JACKSONVILLE, FL 32207-3900
Transaction TypeMortgage
Record UpdatedDec 1, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3931 BARCELONA AVE, JACKSONVILLE, FL 32207-6056

Mortgage

Document Number0198891693
DateAug 31, 2021
Book Page19889/1693
Instrument2021227474
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateFeb 16, 2021
Property Address1090 ARBOR LN, JACKSONVILLE, FL 32207-3900
Document Number0195882031
Book / Page19588 / 2031
Map ReferenceMB 14 PG 21&22
Instrument DateFeb 16, 2021
Instrument2021041619
Transaction TypeTransfer
Record UpdatedDec 1, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,775.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address84 WATER ST, SAINT AUGUSTINE, FL 32084-2882

Transferred To (Grantee/Buyer)

NameVerified Name
Address1090 ARBOR LN, JACKSONVILLE, FL 32207-3900

Mortgage

Document Number0195882033
DateFeb 16, 2021
Instrument19588/2033
Lender
NameSYNOVUS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,532,864 (+2.7%)$2,284,789 (+39.17%) Land $1,365,570 Building $919,219
2025$26,157.00 (+2.9%) Homeowner's exemption$1,492,565 (+5.99%)$1,641,718 (+6.03%) Land $750,082 Building $891,636
2024$25,420.00 (+2.54%)
2023$24,791.00 (+64.53%) Homeowner's exemption$1,408,254 (+61.76%)$1,548,361 (+77.85%) Land $671,948 Building $876,413
2022$15,068.00$870,594 Land $406,294 Building $464,300$870,594 Land $406,294 Building $464,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 101 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies105 units insured
incl. 4 condo units
Nearby Flood Claims71 (1979–2024)
Claims Outside the SFHA48 of 71
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 39 claims
  • Tropical Storm Fay, Aug 2008 · 6 claims
  • Tropical Storm Josephine, Oct 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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