State of Hawaii and Hawaii County property record for 1090 Ainalako Rd, Hilo, HI 96720
| Property Type | General Agricultural/Rural |
|---|---|
| Details | built 1986 |
| Lot Size | 2.96 acres (129,155 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,939 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 3-2-4-004-079 |
| Primary APN | 3-2-4-004-079 |
|---|---|
| Alternative APNs |
|
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 129,155 sqft |
| Shed | 1 Shed |
| Shed Area | 864 sqft |
| Street Address | 1090 AINALAKO RD |
|---|---|
| City | HILO |
| State | HI |
| Zip | 96720 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Local Zoning Code | 5C |
| Legal Subdivision | WAIAKEA HOMESTEADS 3RD SERIES |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | HILO |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20900 |
Source: State of Hawaii and Hawaii County records, as of August 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | HC 2 BOX 6442, KEAAU, HI 96749-9307 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 1090 AINALAKO RD, HILO, HI 96720 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0A74580217 |
|---|---|
| Date | Jun 2, 2020 |
| Instrument | A-74580217 |
| Name | CU HAWAII FCU |
|---|---|
| Type | Credit Union |
| Address | HILO, HI 96720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 35 Months |
| Due | May 25, 2023 |
Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $314,400 (-) Land $294,900 Building $19,500 | $314,400 (-) Land $294,900 Building $19,500 | |
| 2025 | $2,939.00 (+1.84%) | $314,400 (-0.03%) Land $294,900 Building $19,500 | $314,400 (-0.03%) Land $294,900 Building $19,500 |
| 2024 | $314,500 (+1.88%) Land $295,000 Building $19,500 | $314,500 (+1.88%) Land $295,000 Building $19,500 | |
| 2023 | $2,886.00 | $308,700 Land $289,200 Building $19,500 | $308,700 Land $289,200 Building $19,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 37 (1980–2013) |
| Claims Outside the SFHA | 14 of 37 |
| Most Recent Claim | Dec 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 44% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILO serves 39,477 people · EPA ID HI0000101 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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