Brown County property record for 109 Young Dr, Mount Orab, OH 45154
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,558 sqft · built 2006 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $226,000 (Dec 2013) |
| Tax Bill | $4,180 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage Nov 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-073128-01-12 |
| Primary APN | 44-073128-01-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,558 sqft Living Area |
| 1st Floor Area | 1,249 sqft |
| Upper Floors Area | 1,056 sqft |
| Attic | Attic |
| Attic Area | 527 sqft |
| Basement Area | 1,200 sqft |
| Unfinished Basement | 1,200 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Frame |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 527 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 648 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 716 sqft |
| Deck Area | 160 sqft |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 032205-6 |
|---|---|
| Street Address | 109 YOUNG DR |
| City | MOUNT ORAB |
| State | OH |
| Zip | 45154-8574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 4456 1.00 A LAND LOT 4 ENDERS SUB SEC #2 STERLING TWP WESTERN BRN LSD |
| Legal Subdivision | ENDERS SUBDIVISION |
| Legal Lot Number | 4 |
| Jurisdiction | BROWN OH |
| Township / Civil Division | STERLING |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 951301 |
109 Young Dr is owned and occupied by an individual who bought it in December 2013.
Source: Brown County records, as of April 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 YOUNG DR, MOUNT ORAB, OH 45154-8574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY SAVINGS BANK |
| Nov 16, 2019 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Oct 31, 2018 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Sep 29, 2017 | Deed of Trust, Mortgage · Line of Credit CENTERBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 2013 · Amount on File |
| Deed Sale | Dec 31, 2013 · Amount on File |
| Prior Sale | May 23, 2007 · Amount on File |
| Deed Document Number | 20137305 |
| Deed Book / Page | 434 / 492 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BROWN OH |
| Property Address | 109 YOUNG DR, MOUNT ORAB, OH 45154-8574 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Title Company | CAMBRIDGE LAND TTL AGCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000003758 |
|---|---|
| Date | Aug 9, 2019 |
| Book Page | 496/1494 |
| Instrument | 201900003758 |
| Name | COMMUNITY SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | BETHEL, OH 45106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BROWN OH |
| Property Address | 109 YOUNG DR, MOUNT ORAB, OH 45154-8574 |
| Document Number | 0000000333 |
| Instrument Date | Nov 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 109 YOUNG DR MOUNT ORAB OH 451548574, MOUNT ORAB, OH 45154-8574 |
| Document Number | 0000000333 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 000499/000525 |
| Instrument | 333 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 20, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BROWN OH |
| Property Address | 109 YOUNG DR, MOUNT ORAB, OH 45154-8574 |
| Document Number | 0000005609 |
| Instrument Date | Oct 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 109 YOUNG DR MOUNT ORAB OH 451548574, MOUNT ORAB, OH 45154-8574 |
| Document Number | 0000005609 |
|---|---|
| Date | Nov 19, 2018 |
| Book Page | 000488/001356 |
| Instrument | 5609 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 18, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BROWN OH |
| Property Address | 109 YOUNG DR, MOUNT ORAB, OH 45154-8574 |
| Document Number | 0000005231 |
| Instrument Date | Sep 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 109 YOUNG DR MOUNT ORAB OH 451548574, MOUNT ORAB, OH 45154-8574 |
| Document Number | 0000005231 |
|---|---|
| Date | Oct 6, 2017 |
| Book Page | 000475/001672 |
| Instrument | 5231 |
| Name | CENTERBANK |
|---|---|
| Type | Bank |
| Address | MILFORD, OH 45150 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 5, 2027 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 109 Young Dr was $4,180.
Source: Brown County assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Brown County |
| County Subdivision | Sterling Township |
| Municipality | Mount Orab Village |
| Unified School District | Western Brown Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,180.00 | $117,040 (-) Land $6,300 Building $110,740 | |
| 2024 | $4,180.00 (+26.59%) | $117,040 (+33.91%) Land $6,300 Building $110,740 | $334,390 Land $18,000 Building $316,390 |
| 2023 | $3,302.00 (-0.03%) | $87,400 (-) Land $5,460 Building $81,940 | |
| 2022 | $3,303.00 | $87,400 Land $5,460 Building $81,940 | |
| 2021 | $249,720 Land $15,600 Building $234,120 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 109 Young Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 109 Young Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT ORAB VILLAGE PWS serves 6,607 people · EPA ID OH0801011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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