109 Wyncrest Ter, Mount Airy, NC 27030 Property Records

Surry County property record for 109 Wyncrest Ter, Mount Airy, NC 27030

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,113 sqft · built 2018
Lot Size	1.47 acres (64,033 sqft)
Owner	2 Individual Names on File
Last Sale	$37,500 (Sep 2017)
Tax Bill	$5,189 (2026)
Deeds & Mortgages	Sep 2019 Refinance Jun 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5022-03-43-3305`

Property Details

APN / Parcel Number

Primary APN	`5022-03-43-3305`
Alternative APN	`100118574`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,113 sqft Living Area
1st Floor Area	3,113 sqft
Basement Area	680 sqft
Unfinished Basement	680 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	64,033 sqft (1.47 acres)
Lot Width	218 ft Width
Garage Area	871 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	998 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100118574
Street Address	109 WYNCREST TER
City	MOUNT AIRY
State	NC
Zip	27030-9968
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LT 22 CEDAR CREEK ESTATESPB 24 PG 149
Legal Subdivision	CEDAR CREEK
Legal Lot Number	22
Jurisdiction	SURRY NC
Township / Civil Division	MOUNT AIRY
Census Block Group	2
Census Block	2003
Census Tract	930301

Owner

109 Wyncrest Ter is owned and occupied by two individuals who acquired it in December 2020.

Source: Surry County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	109 WYNCREST TER, MOUNT AIRY, NC 27030-9968
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance E MORTGAGE
Jun 21, 2018	Deed of Trust, Mortgage TD BANK NA
Jun 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONS DIRECT MORTGAGE LLC
Dec 21, 2020	Warranty Deed, Transfer
Sep 12, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2017 · Amount on File
Deed Sale	Sep 12, 2017 · Amount on File
Prior Sale	Dec 17, 2007 · Amount on File
Deed Book / Page	1606 / 903
Last Transfer Date	Dec 8, 2020
Transfer Doc	001740/511
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	109 WYNCREST TER, MOUNT AIRY, NC 27030-9968
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001683/944
Date	Sep 27, 2019
Book Page	1683/944
Instrument	666832

Lender

Name	E MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	109 WYNCREST TER, MOUNT AIRY, NC 27030-9968
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001636/0000000217
Date	Jun 21, 2018
Book Page	0000001636/0000000217
Instrument	000000655244

Lender

Name	TD BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	355 Months
Due	Jan 1, 2048

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	109 WYNCREST TER, MOUNT AIRY, NC 27030-9968
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001768/390
Date	Jun 29, 2021
Book Page	1768/390
Instrument	685512

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Dec 21, 2020
Property Address	109 WYNCREST TER, MOUNT AIRY, NC 27030-9968
Document Number	001740/511
Book / Page	1740 / 511
Instrument Date	Dec 8, 2020
Instrument	679322
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	109 WYNCREST TER, MOUNT AIRY, NC 27030-9968

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Sep 12, 2017
Property Address	109 WYNCREST TER, MOUNT AIRY, NC 27030-9968
Document Number	01606/0903
Book / Page	1606 / 0903
Instrument Date	Sep 11, 2017
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount on Record
Tax	$375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1675 GREENHILL RD, MOUNT AIRY, NC 27030-9483

Tax Assessment & Valuation

The 2026 property tax bill for 109 Wyncrest Ter was $5,189.

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Municipality	Mount Airy City
Unified School District	Mount Airy City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,189.00	$702,560 (-16.93%) Land $44,100 Building $658,460	$702,560 (-16.93%) Land $44,100 Building $658,460
2025	$5,189.00	$845,790 Land $44,100 Building $801,690	$845,790 Land $44,100 Building $801,690
2023	$3,878.00	$702,560 Land $44,100 Building $658,460	$702,560 Land $44,100 Building $658,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Wyncrest Ter in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective January 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1984–2003)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Wyncrest Ter is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Fastlink Communications Fixed Wireless	100 / 25

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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