109 Wren St, Hernando, MS 38632 Property Records

DeSoto County property record for 109 Wren St, Hernando, MS 38632 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Year Built	Built 2008
Square Footage	2,075 sqft Adjusted Area
Lot Size	10,597 sqft (0.243 acres)
Occupancy	Owner Occupied
Last Sale	$335,426 (2023)
Tax Bill	$1,905.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3-07-4-19-04-0-00050-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Building Area	2,075 sqft Adjusted Area
1st Floor	1,692 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick Veneer Exterior
Construction Type	Brick Construction
Roof Material	Shingle Roof
Lot Area	10,597 sqft (0.243 acres)
Depth X Width	134 ft x 68 ft Depth x Width
Patio Area	165 sqft Patio

Location & Zoning

Street Address	109 WREN ST
City	HERNANDO
State	MS
Zip	38632-4434
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	MAGNOLIA COMMONS PH 1 LOT 50
Legal Range	007
Legal Township	03S
Legal Section	19
Legal Subdivision	MAGNOLIA COMMONS PH 1
Legal Phase	1
Legal Lot Number	50
Jurisdiction	DESOTO MS
Minor Civil Division	5
Census Blockgroup	3
Census Block	3015
Census Tract	71124

Owner

Source: DeSoto County records · APN 3-07-4-19-04-0-00050-00

Assessment roll updated December 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	109 WREN ST, HERNANDO, MS 38632-4434
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Et Al (and Others) - Vendor Data Only

Deeds, Mortgages & Sale History

Date	Document
May 01, 2023	Intrafamily Transfer, Transfer NOT AVAILABLE, GUARDIAN TITLE LLC
Feb 06, 2023	Warranty Deed, Transfer · Conventional Mortgage NATIONS LENDING CORP
Jun 26, 2018	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage BANCORP SOUTH BANK
Jun 26, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 06, 2023 · Amount on Record
Deed Sale	Feb 06, 2023 · Amount on Record
Prior Sale	Jun 26, 2018 · Amount on Record
Deed Book / Page	1023 / 1456
Last Transfer Date	Apr 28, 2023
Transfer Doc	01023/6986
Record Refreshed	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	May 01, 2023
Property Address	109 WREN ST, HERNANDO, MS 38632-4434
Document Number	01023/6986
Book / Page	1023 / 6986
Map Reference	MB 97 PG 11
Instrument Date	Apr 28, 2023
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 WREN ST, HERNANDO, MS 38632-4434

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	109 WREN ST, HERNANDO, MS 38632-4434

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Feb 06, 2023
Property Address	109 WREN ST, HERNANDO, MS 38632-4434
Document Number	01023/1456
Book / Page	1023 / 1456
Map Reference	MB 97 PG 11
Instrument Date	Feb 02, 2023
Transaction Type	Transfer
Record Updated	Feb 21, 2023

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 HEMLOCK WAY, CRAWFORDVILLE, FL 32327-1994

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	109 WREN ST, HERNANDO, MS 38632-4434

Mortgage

Document Number	0056605396
Date	Feb 06, 2023
Instrument	5660/5396

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2053

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	109 WREN ST, HERNANDO, MS 38632-4434
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004563/442
Date	Jun 26, 2018
Book Page	4563/442
Instrument	T04563-00442

Lender

Name	BANCORP SOUTH BANK
Type	Bank

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2048

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jun 26, 2018
Property Address	109 WREN ST, HERNANDO, MS 38632-4434
Document Number	000859/643
Book / Page	859 / 643
Map Reference	PB 97 PG 11-12
Instrument Date	Jun 22, 2018
Instrument	W00859-00643
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9600 E SHELBY DR, 9600, COLLIERVILLE, TN 38017-9348

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	109 WREN ST, HERNANDO, MS 38632-4434

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,905.00 (+0.95%)	$18,933 (+39.16%) Land $1,800 Building $17,133	$189,329 (+39.17%) Land $18,000 Building $171,329
2023	$1,887.00	$13,605	$136,046 Land $18,000 Building $118,046

Flood & Wildfire

109 Wren St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · DeSoto County (28033C), updated June 5, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 36th percentile of exposed land nationally · 19th in Mississippi
Wildfire Likelihood	Moderate — about 1 in 1,754 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

109 Wren St, Hernando, MS 38632 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2023: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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Nearby Streets

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