Hardin County property record for 109 Wiselyn Dr, Radcliff, KY 40160
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,490 sqft · built 1998 |
| Lot Size | 0.218 acres (9,496 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,243 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Sep 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 162-30-04-249 |
| Primary APN | 162-30-04-249 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,490 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Cape Cod |
| Foundation Type | No Foundation |
| Lot Area | 9,496 sqft (0.218 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Porch |
| Porch Area | 155 sqft |
| Heating System | Central |
|---|
| Street Address | 109 WISELYN DR |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-8787 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILLTOP TERRACE LT 249 #9 |
| Legal Subdivision | HILLTOP TERRACE |
| Legal Block | 4 |
| Legal Lot Number | 249 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 902 |
109 Wiselyn Dr is owned and occupied by two individuals who acquired it in August 2023.
Source: Hardin County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 WISELYN DR, RADCLIFF, KY 40160-8787 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 30, 2023 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Sep 24, 2020 | Deed, Transfer · Conventional Mortgage BANK OF ENGLAND |
| Dec 14, 2017 | Warranty Deed, Transfer · VA Mortgage COMMONWEALTH BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2023 |
| Deed Sale | Aug 30, 2023 |
| Prior Sale | Sep 24, 2020 · Amount on File |
| Deed Document Number | 2023 |
| Deed Book / Page | 1557 / 671 |
| Prior Transfer Date | Dec 11, 2017 |
| Prior Transfer Doc | 01449/1186 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Aug 30, 2023 |
| Property Address | 109 WISELYN DR, RADCLIFF, KY 40160-8787 |
| Document Number | 001557/671 |
| Book / Page | 1557 / 671 |
| Map Reference | CAB I SH 2982 |
| Instrument Date | Aug 30, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Title Company | BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14462 SUNBRIDGE CIR, WINTER GARDEN, FL 34787-4532 |
| Name | Verified Name |
|---|---|
| Address | 104 WAYNE WAY, RADCLIFF, KY 40160-8771 |
| Document Number | 002494/525 |
|---|---|
| Date | Aug 30, 2023 |
| Book Page | 2494/525 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Sep 24, 2020 |
| Property Address | 109 WISELYN DR, RADCLIFF, KY 40160-8787 |
| Document Number | 01497/1304 |
| Book / Page | 1497 / 1304 |
| Map Reference | CAB 1 SH 2082 |
| Instrument Date | Sep 21, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Title Company | COLLIER TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $165.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1172 SPARKING COURT, VINE GROVE, KY 40175 |
| Name | Verified Name |
|---|---|
| Address | 109 WISELYN DR, RADCLIFF, KY 40160-8787 |
| Document Number | 0002336/83 |
|---|---|
| Date | Sep 24, 2020 |
| Book Page | 2336/83 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Dec 14, 2017 |
| Property Address | 109 WISELYN DR, RADCLIFF, KY 40160-8787 |
| Document Number | 01449/1186 |
| Book / Page | 1449 / 1186 |
| Map Reference | PL CAB 1 SH 2082 |
| Instrument Date | Dec 11, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 WISELYN DR, RADCLIFF, KY 40160-8787 |
| Name | Verified Name |
|---|---|
| Address | 109 WISELYN DR, RADCLIFF, KY 40160-8787 |
| Document Number | 02218/1388 |
|---|---|
| Date | Dec 14, 2017 |
| Book Page | 2218/1388 |
| Name | COMMONWEALTH BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40222 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
The 2025 property tax bill for 109 Wiselyn Dr was $2,243.
Source: Hardin County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,243.00 | $239,900 Land $21,200 Building $218,700 | $239,900 Land $21,200 Building $218,700 |
| 2023 | $165,000 (-) Land $21,200 Building $143,800 | $165,000 (-) Land $21,200 Building $143,800 | |
| 2022 | $237.00 (-85.02%) | $165,000 Land $21,200 Building $143,800 | $165,000 Land $21,200 Building $143,800 |
| 2021 | $1,582.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Wiselyn Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Wiselyn Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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