109 Windy Cir, Cedar Bluff, VA 24609 Property Records

Tazewell County property record for 109 Windy Cir, Cedar Bluff, VA 24609

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,484 sqft · built 1986
Lot Size	1.3 acres (56,802 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (May 2018)
Tax Bill	$10 (2025)
Deeds & Mortgages	Aug 2022 Transfer May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`143A 01 0017`

Property Details

APN / Parcel Number

Primary APN	`143A 01 0017`
Alternative APN	`24972`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,484 sqft Living Area
1st Floor Area	1,484 sqft
Basement Area	1,400 sqft
Finished Basement	700 sqft
Unfinished Basement	700 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1996
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	56,802 sqft (1.3 acres)
Terrain	Steep
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	120 sqft
Patio Area	675 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	24972
Street Address	109 WINDY CIR
City	CEDAR BLUFF
State	VA
Zip	24609-9480
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 1.304 ACRES WILLOW SPRING PHASE #1-A
Legal Subdivision	FOREST HILLS SUBDIVISION
Legal Phase	1-A
Legal Lot Number	17
Jurisdiction	TAZEWELL VA
Township / Civil Division	WESTERN
Census Block Group	4
Census Block	4052
Census Tract	20600

Owner

Source: Tazewell County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 WINDY CIR, CEDAR BLUFF, VA 24609-9480
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Gift Deed, Transfer
May 4, 2018	Deed, Transfer · Conventional Mortgage FIRST TENNESSEE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2018 · Amount on Record
Deed Sale	May 4, 2018 · Amount on Record
Deed Document Number	20181252
Deed Book / Page	2018 / 6215
Last Transfer Date	Aug 22, 2022
Transfer Doc	0000002549
Record Updated	Sep 20, 2026

August 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	TAZEWELL VA
Recording Date	Aug 23, 2022
Property Address	109 WINDY CIR, CEDAR BLUFF, VA 24609-9480
Document Number	0220002549
Map Reference	MB 23 PG 45&46
Instrument Date	Aug 22, 2022
Instrument	220002549
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	109 WINDY CIR, CEDAR BLUFF, VA 24609-9480

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	TAZEWELL VA
Recording Date	May 4, 2018
Property Address	109 WINDY CIR, CEDAR BLUFF, VA 24609-9480
Document Number	2018/06215
Book / Page	2018 / 06215
Map Reference	MB 30 PG 48&48A
Instrument Date	May 2, 2018
Instrument	180001252
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$407.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	667 FOREST HILLS DR, POUNDING MILL, VA 24637-3548

Mortgage

Document Number	0180001253
Date	May 4, 2018
Instrument	180001253

Lender

Name	FIRST TENNESSEE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 2, 2048

Interest

Rate	3.98%

Tax Assessment & Valuation

Source: Tazewell County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Tazewell County
Unified School District	Tazewell County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10.00 (-98.54%)	$196,200 (+65.57%) Land $40,000 Building $156,200	$196,200 (+65.57%) Land $40,000 Building $156,200
2023		$118,500 Land $15,900 Building $102,600	$118,500 Land $15,900 Building $102,600
2019	$687.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 94% of Virginia
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Windy Cir

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