109 Windsor Cv, Madison, MS 39110 Property Records

Madison County property record for 109 Windsor Cv, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,151 sqft · built 1994
Owner	2 Individual Names on File
Tax Bill	$1,599 (2025)
Deeds & Mortgages	Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071A-01C-001/02.22`

Property Details

APN / Parcel Number

Primary APN	`071A-01C-001/02.22`
Alternative APN	`2788`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,151 sqft Adjusted Area
1st Floor Area	2,140 sqft
2nd Floor Area	566 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Porch	Open Porch
Porch Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	2788
Old Parcel Number	071A-01C-001/02.22
Street Address	109 WINDSOR CV
City	MADISON
State	MS
Zip	39110-8565
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 OF WINDSOR HILLS PART I
Legal Range	01E
Legal Township	07N
Legal Section	01
Legal Subdivision	WINDSOR HILLS PT 1
Legal Lot Number	22
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	2
Census Block	2001
Census Tract	30204

Owner

109 Windsor Cv is owned and occupied by two individuals who acquired it in July 1994.

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	109 WINDSOR CV, MADISON, MS 39110-8565
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 1994
Deed Sale	Jul 18, 1994
Deed Document Number	0000339729
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	109 WINDSOR CV, MADISON, MS 39110-8565
Document Number	0000833406
Instrument Date	Feb 13, 2018
Transaction Type	Mortgage
Record Updated	Feb 26, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 FEDERAL CV MADISON MS 39110, MADISON, MS 39110

Mortgage

Document Number	0000833406
Date	Feb 16, 2018
Book Page	003571/000305
Instrument	833406

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 15, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 109 Windsor Cv was $1,599 with a homeowner's exemption.

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,599.00 Homeowner's exemption	$22,212	$222,120 Land $40,000 Building $182,120
2024	$1,599.00
2023	$1,599.00 Homeowner's exemption	$22,212	$222,120 Land $40,000 Building $182,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Windsor Cv in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (2021–2024)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Apr 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Apr 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Windsor Cv is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
NETSPEEDMS Fixed Wireless	335 / 192
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20