Baldwin County property record for 109 Windsor Ct, Daphne, AL 36526
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,771 sqft · built 1985 |
| Lot Size | 0.407 acres (17,710 sqft) |
| Owner | Individual Name on File |
| Last Sale | $269,900 (Jan 2022) |
| Tax Bill | $1,908 (2022) |
| Deeds & Mortgages | Jan 2022 Sale Jan 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-03-06-0-006-038 |
| Primary APN | 43-03-06-0-006-038 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,771 sqft Heated Area |
| 1st Floor Area | 1,771 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 17,710 sqft (0.407 acres) |
| Lot Dimensions | 177 ft deep x 100 ft wide |
| Pool Area | 420 sqft |
| Utility Building | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 391537 |
|---|---|
| Street Address | 109 WINDSOR CT |
| City | DAPHNE |
| State | AL |
| Zip | 36526-7504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 100' X 177.1' LOT 110 LAKE FOREST SUB UNIT 17 PB7 PG133 CITY OF DAPHNE SEC 6-T5S-R2E (WD/SURVIVORSHIP) |
| Legal Subdivision | LAKE FOREST |
| Legal Block | U-17 |
| Legal Lot Number | 110 |
| Legal Unit | 17 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | DAPHNE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10711 |
109 Windsor Ct is owned and occupied by an individual who bought it in January 2022.
Source: Baldwin County records, as of August 31, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 WINDSOR CT, DAPHNE, AL 36526-7504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Jan 24, 2022 | Warranty Deed, Transfer |
| Jan 27, 2020 | Deed of Trust, Mortgage · Line of Credit WHITNEY BANK |
| Jun 8, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 24, 2022 · Amount on File |
| Deed Sale | Jan 24, 2022 · Amount on File |
| Prior Sale | Jun 8, 2021 · Amount on File |
| Deed Document Number | 20221973275 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Jan 24, 2022 |
| Property Address | 109 WINDSOR CT, DAPHNE, AL 36526-7504 |
| Document Number | 0001973275 |
| Map Reference | MB 07 PG 133 |
| Instrument Date | Jan 21, 2022 |
| Instrument | 1973275 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 113 WILSON DR, SPANISH FORT, AL 36527-5435 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 109 WINDSOR CT, DAPHNE, AL 36526-7504 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 109 WINDSOR CT, DAPHNE, AL 36526-7504 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001808237 |
|---|---|
| Date | Jan 27, 2020 |
| Instrument | 1808237 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Address | DAPHNE, AL 36526 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Dec 19, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Jun 8, 2021 |
| Property Address | 109 WINDSOR CT, DAPHNE, AL 36526-7504 |
| Document Number | 0001920073 |
| Map Reference | MB 7 PG 133 |
| Instrument Date | May 29, 2021 |
| Instrument | 1920073 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 113 WILSON DR, SPANISH FORT, AL 36527-5435 |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Daphne City |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $31,800 Land $1,680 Building $30,120 | $317,800 Land $16,800 Building $301,000 | |
| 2023 | Homeowner's exemption | $28,280 (-36.28%) | $282,700 (+27.4%) Land $16,800 Building $265,900 |
| 2022 | $1,908.00 (+161.37%) Homeowner's exemption | $44,380 | $221,900 Land $16,500 Building $205,400 |
| 2021 | $730.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 109 Windsor Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Windsor Ct is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 52% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DAPHNE, UTILITIES BOARD OF THE serves 33,372 people · EPA ID AL0000029 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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