109 Windsor Cir, Pelham, AL 35124 Property Records

Shelby County property record for 109 Windsor Cir, Pelham, AL 35124

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,390 sqft · built 1994
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$15,000 (Jul 2018)
Tax Bill	$3,477 (2026)
Deeds & Mortgages	Jun 2023 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`149300000001040`

Property Details

APN / Parcel Number

Primary APN	`149300000001040`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,390 sqft Heated Area
1st Floor Area	1,905 sqft
Upper Floors Area	1,319 sqft
Basement Area	1,646 sqft
Finished Basement	238 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	EIFS / Synthetic Stucco
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Lot Dimensions	675 ft deep x 279 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Pool Area	544 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	109 WINDSOR CIR
City	PELHAM
State	AL
Zip	35124-2837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 30 20S 02W NBRHD: 08 OLD WEATHERLY R-2
Legal Range	02W
Legal Township	20S
Legal Section	30
Legal Subdivision	WEATHERLY WINDSOR SECTOR 9
Legal Lot Number	3
Jurisdiction	SHELBY AL
Township / Civil Division	ALABASTER-HELENA
Census Block Group	1
Census Block	1007
Census Tract	30616

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 WINDSOR CIR, PELHAM, AL 35124-2837
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK
Nov 27, 2018	Deed of Trust, Mortgage · Line of Credit AMERICAS FIRST FCU
Jul 17, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2018 · Amount on Record
Deed Sale	Jul 17, 2018 · Amount on Record
Deed Document Number	2018254330
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	109 WINDSOR CIR, PELHAM, AL 35124-2837
Transaction Type	Mortgage
Record Updated	Jun 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000172110
Date	Jun 8, 2023
Instrument	20230608000172110

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 29, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	109 WINDSOR CIR, PELHAM, AL 35124-2837
Transaction Type	Mortgage
Record Updated	May 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000266190
Date	Jun 1, 2021
Instrument	20210601000266190

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	TUSCALOOSA, AL 35406

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2041

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	109 WINDSOR CIR, PELHAM, AL 35124-2837
Transaction Type	Mortgage
Record Updated	May 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000414730
Date	Nov 27, 2018
Instrument	20181127000414730

Lender

Name	AMERICAS FIRST FCU
Type	Credit Union
Address	BIRMINGHAM, AL 35203

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 7, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Jul 17, 2018
Property Address	109 WINDSOR CIR, PELHAM, AL 35124-2837
Document Number	0000254330
Map Reference	MB17 PG125
Instrument Date	Jul 13, 2018
Instrument	20180717000254330
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Amount	Amount Recorded
Tax	$15.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 WINDSOR CIR, 109, PELHAM, AL 35124-2837

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 WINDSOR CIR, PELHAM, AL 35124-2837

Mortgage

Document Number	0000254340
Date	Jul 17, 2018
Instrument	20180717000254340

Lender

Name	FIRST FEDERAL BANK FSB
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Pelham City
Unified School District	Pelham City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,477.00 (+4.1%) Homeowner's exemption
2025	$3,340.00 (+23.84%)	$57,600 (+21.98%)	$576,000 (+22.03%) Land $117,930 Building $458,070
2023	$2,697.00	$47,220	$472,030 Land $117,930 Building $354,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 56% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PELHAM serves 38,703 people · EPA ID AL0001163
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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