Davie County property record for 109 Windsor Cir, Bermuda Run, NC 27006
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 2 ba · 1,552 sqft · built 2005 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $168,000 (Apr 2005) |
| Tax Bill | $2,530 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Oct 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C8010A0002 |
| Primary APN | C8010A0002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,552 sqft Heated Area |
| Gross Area | 2,154 sqft |
| 1st Floor Area | 1,552 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Width | 12.4 ft Width |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 90 sqft |
| Patio Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 82524307 |
|---|---|
| Street Address | 109 WINDSOR CIR |
| City | ADVANCE |
| State | NC |
| Zip | 27006-8631 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | R12S |
| Legal Description | LOT 2 KINDERTON VILLAGE PHASE 1E |
| Legal Subdivision | KINDERTON VILLAGE |
| Legal Phase | 1E |
| Legal Lot Number | 2 |
| Jurisdiction | DAVIE NC |
| Township / Civil Division | FARMINGTON |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 80200 |
109 Windsor Cir, a residential property, is owned and occupied by two individuals who bought it in April 2005.
Source: Davie County records, as of October 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 WINDSOR CIR, ADVANCE, NC 27006-8631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ALLEGACY FCU |
| Oct 23, 2019 | Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2005 · Amount on File |
| Deed Sale | Apr 27, 2005 · Amount on File |
| Prior Sale | Nov 1, 2004 · Amount on File |
| Deed Document Number | 20053313 |
| Deed Book / Page | 604 / 951 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIE NC |
| Property Address | 109 WINDSOR CIR, BERMUDA RUN, NC 27006-8631 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0132700812 |
|---|---|
| Date | Feb 3, 2026 |
| Book Page | 1327/812 |
| Instrument | 453 |
| Name | ALLEGACY FCU |
|---|---|
| Type | Credit Union |
| Address | 1691 WESTBROOK PLAZA DR, WINSTON SALEM, NC 27103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2036 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.2% |
| Index | 1-Year CMT |
| Max Rate | 11.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIE NC |
| Property Address | 109 WINDSOR CIR, BERMUDA RUN, NC 27006-8631 |
| Document Number | 0000005602 |
| Instrument Date | Oct 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 109 WINDSOR CIR ADVANCE NC 270068631, ADVANCE, NC 27006-8631 |
| Document Number | 0000005602 |
|---|---|
| Date | Oct 25, 2019 |
| Book Page | 001119/001004 |
| Instrument | 5602 |
| Name | ALLEGACY FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27114-6043 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 24, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 109 Windsor Cir was $2,530.
Source: Davie County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Bermuda Run Town |
| County | Davie County |
| Unified School District | Davie County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,530.00 | $301,720 Land $60,000 Building $241,720 | $301,720 Land $60,000 Building $241,720 |
| 2023 | $1,811.00 | $196,240 Land $60,000 Building $136,240 | $196,240 Land $60,000 Building $136,240 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Windsor Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Windsor Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DAVIE COUNTY WATER SYSTEM serves 32,068 people · EPA ID NC0230015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jul 2022 Failure to filter resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zirrus Fiber | 6,000 / 6,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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