109 Windmill Rd, Conowingo, MD 21918 Property Records

Cecil County property record for 109 Windmill Rd, Conowingo, MD 21918 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1984
Square Footage	1,245 sqft Total Area
Lot Size	33,279 sqft (0.764 acres)
Garage	Detached, 768 sqft
Occupancy	Owner Occupied
Last Sale	$8,000 (1984)
Tax Bill	$2,474.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`07-033230`
Alternative APNs	`7033230` `033230`

Interior

Full Baths	2 Baths
Building Area	1,245 sqft Total Area
Stories	1 Stories

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	33,279 sqft (0.764 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Detached Garage
Garage Area	768 sqft Garage
Porch Area	110 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	033230
Street Address	109 WINDMILL RD
City	CONOWINGO
State	MD
Zip	21918-1936
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 46 - .7642 ACRE 109 WINDMILL ROAD HOLLAND ACRES
Legal Subdivision	HOLLAND ACRES
Legal Lot Number	46
Jurisdiction	CECIL MD
Minor Civil Division	7, PORT DEPOSIT
Census Blockgroup	1
Census Block	1003
Census Tract	31201

Owner

Source: Cecil County records · APN 07-033230

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	109 WINDMILL RD, CONOWINGO, MD 21918-1936
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 15, 1984 · Amount on Record
Deed Sale	May 15, 1984 · Amount on Record
Deed Book / Page	119 / 335
Record Refreshed	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	109 WINDMILL RD, CONOWINGO, MD 21918-1936
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041490124
Date	Oct 20, 2017
Book Page	4149/124

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	00000

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,900 (+21.25%) Land $66,600 Building $179,300	$245,900 (+21.25%) Land $66,600 Building $179,300
2025	$2,474.00 (+54.72%) Homeowner's exemption
2023	$1,599.00 Homeowner's exemption	$202,800 Land $66,600 Building $136,200	$202,800 Land $66,600 Building $136,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.