Lee County property record for 109 Windemere Cir, Saltillo, MS 38866
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,330 sqft · built 2020 |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Jan 2020) |
| Tax Bill | $3,637 (2025) |
| Deeds & Mortgages | May 2018 Construction Loan Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055T-15-100-00 |
| Primary APN | 055T-15-100-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,330 sqft Heated Area |
| 2nd Floor Area | 220 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 109 WINDEMERE CIR |
|---|---|
| City | SALTILLO |
| State | MS |
| Zip | 38866-7006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT S1/2 SW1/4 LOT 19 THE GLENS IR 94' X 265' |
| Legal Subdivision | THE GLENS (UNREC) |
| Legal Lot Number | 19 |
| Jurisdiction | LEE MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 950202 |
109 Windemere Cir is owned and occupied by two individuals who bought it in January 2020.
Source: Lee County records, as of October 29, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 WINDEMERE CIR, SALTILLO, MS 38866-7006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2018 | Deed of Trust, Mortgage · Construction Mortgage BNA BANK |
| Dec 9, 2019 | Deed of Trust, Mortgage BNA BANK |
| Jan 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 23, 2020 · Amount on File |
| Deed Sale | Jan 23, 2020 · Amount on File |
| Deed Document Number | 0020201020 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE MS |
| Property Address | 109 WINDEMERE CIR, SALTILLO, MS 38866-7006 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1104, WEST POINT, MS 39773-1104 |
| Document Number | 2018005879 |
|---|---|
| Date | May 18, 2018 |
| Instrument | 2018005879 |
| Name | BNA BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 5, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE MS |
| Property Address | 109 WINDEMERE CIR, SALTILLO, MS 38866-7006 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2019015495 |
|---|---|
| Date | Dec 9, 2019 |
| Instrument | 2019015495 |
| Name | BNA BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 239 Months |
| Due | Nov 19, 2039 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE MS |
| Property Address | 109 WINDEMERE CIR, SALTILLO, MS 38866-7006 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1012 S 11TH ST, OXFORD, MS 38655-4608 |
| Document Number | 2020001021 |
|---|---|
| Date | Jan 24, 2020 |
| Instrument | 2020001021 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
The 2025 property tax bill for 109 Windemere Cir was $3,637 with a homeowner's exemption.
Source: Lee County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,637.00 Homeowner's exemption | $33,750 | $337,500 Land $50,000 Building $287,500 |
| 2023 | $3,173.00 Homeowner's exemption | $29,588 | $295,880 Land $50,000 Building $245,880 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 109 Windemere Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Windemere Cir is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 70% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH LEE W/A-HUSHPUPPY public/private · serves 470 people · EPA ID MS0410042 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Also Mapped Here | NORTH LEE W/A #1-BARNES CROSNG |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tombigbee Fiber Fiber | 2,000 / 1,000 |
| Buckeye Cablesystem Cable | 1,000 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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