Effingham County property record for 109 Windchime Ct, Guyton, GA 31312
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,455 sqft · built 2015 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $337,700 (Jun 2025) |
| Tax Bill | $3,556 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Jun 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0352F-019-000 |
| Primary APN | 0352F-019-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,455 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Area | 441 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 132 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 7681 |
|---|---|
| Street Address | 109 WINDCHIME CT |
| City | GUYTON |
| State | GA |
| Zip | 31312-6708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | .16 AC LOT 19 (OUT 352-58) |
| Legal Subdivision | WINDFIELD |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 19 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 30404 |
Source: Effingham County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 WINDCHIME CT, GUYTON, GA 31312-6708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| Jun 20, 2018 | Deed of Trust, Mortgage · FHA Mortgage AMERIS BANK |
| Jun 22, 2018 | Limited Warranty Deed, Transfer |
| Jun 22, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2025 · Amount on Record |
| Deed Sale | Jun 5, 2025 · Amount on Record |
| Prior Sale | Jun 22, 2018 · Amount on Record |
| Deed Book / Page | 2976 / 658 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 109 WINDCHIME CT, GUYTON, GA 31312-6708 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 109 WINDCHIME CT, GUYTON, GA 31312-6708 |
| Document Number | 0000002625/0000000243 |
|---|---|
| Date | Sep 23, 2020 |
| Book Page | 0000002625/0000000243 |
| Instrument | 009746 |
| Name | AMERIS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 109 WINDCHIME CT, GUYTON, GA 31312-6708 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002472/906 |
|---|---|
| Date | Jun 20, 2018 |
| Book Page | 2472/906 |
| Instrument | 005301 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2048 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jun 22, 2018 |
| Property Address | 109 WINDCHIME CT, GUYTON, GA 31312-6708 |
| Document Number | 002472/918 |
| Book / Page | 2472 / 918 |
| Instrument Date | Jun 22, 2018 |
| Instrument | 2018-001472 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 WINDCHIME CT, 109, GUYTON, GA 31312-6708 |
| Name | Verified Name |
|---|---|
| Address | 109 WINDCHIME CT, GUYTON, GA 31312-6708 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jun 22, 2018 |
| Property Address | 109 WINDCHIME CT, GUYTON, GA 31312-6708 |
| Document Number | 002472/905 |
| Book / Page | 2472 / 905 |
| Instrument Date | Jun 22, 2018 |
| Instrument | 2018-001471 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 WINDCHIME CT, GUYTON, GA 31312-6708 |
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $130,756 (+25.36%) Land $22,800 Building $107,956 | $326,891 (+25.36%) Land $57,000 Building $269,891 | |
| 2025 | $3,556.00 (+4.31%) Homeowner's exemption | $104,305 (-20.87%) Land $22,800 Building $81,505 | $260,763 (-20.87%) Land $57,000 Building $203,763 |
| 2024 | $3,409.00 (+27.06%) Homeowner's exemption | $131,815 (+5.77%) Land $22,800 Building $109,015 | $329,537 (+5.77%) Land $57,000 Building $272,537 |
| 2023 | $2,683.00 (-16.37%) Homeowner's exemption | $124,627 (+19.93%) Land $17,600 Building $107,027 | $311,568 (+19.93%) Land $44,000 Building $267,568 |
| 2022 | $3,208.00 Homeowner's exemption | $103,917 Land $16,000 Building $87,917 | $259,793 Land $40,000 Building $219,793 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 82% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planters Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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