Rutherford County property record for 109 Wind Copen Ct, Murfreesboro, TN 37130
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,283 sqft · built 2000 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Feb 2017) |
| Tax Bill | $1,172 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 046B-A-012.00-000 |
| Primary APN | 046B-A-012.00-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,283 sqft Living Area |
| 1st Floor Area | 1,283 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Gravel |
| Lot Area | 47,916 sqft (1.1 acres) |
| Lot Dimensions | 251 ft deep x 55.2 ft wide |
| Garage Type | Attached |
| Garage Area | 286 sqft |
| Porch | Slab |
| Porch Area | 84 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | R0025456 |
|---|---|
| Street Address | 109 WIND COPEN CT |
| City | MURFREESBORO |
| State | TN |
| Zip | 37130-8834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 79 SUNNYDALE ACRES SEC 2 PB 22 PG 101 55.15 X 251.26 IRR |
| Legal Subdivision | SUNNYDALE ACRES SEC 2 |
| Legal Lot Number | 79 |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 40502 |
109 Wind Copen Ct is owned and occupied by an individual who bought it in February 2017.
Source: Rutherford County records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 WIND COPEN CT, MURFREESBORO, TN 37130-8834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 28, 2017 | Warranty Deed, Transfer · FHA Mortgage IBERIABANK MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2017 · Amount on File |
| Deed Sale | Feb 28, 2017 · Amount on File |
| Prior Sale | Aug 30, 2016 · Amount on File |
| Deed Document Number | 20172070989 |
| Deed Book / Page | 1550 / 3607 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 109 WIND COPEN CT, MURFREESBORO, TN 37130-8834 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 19742321 |
|---|---|
| Date | Oct 8, 2020 |
| Book Page | 1974/2321 |
| Instrument | 2309819 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Feb 28, 2017 |
| Property Address | 109 WIND COPEN CT, MURFREESBORO, TN 37130-8834 |
| Document Number | RB15503607 |
| Book / Page | 001550 / 003607 |
| Instrument Date | Feb 24, 2017 |
| Instrument | 2070989 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2017 |
| Title Company | ADVANTAGE TITLE AND ESCROW INC, ADVANTAGE TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $647.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 WIND COPEN CT MURFREESBORO TN 371308834, MURFREESBORO, TN 37130-8834 |
| Document Number | RB15503609 |
|---|---|
| Date | Feb 28, 2017 |
| Book Page | 001550/003609 |
| Instrument | 2070990 |
| Name | IBERIABANK MTG |
|---|---|
| Type | Mortgage Company |
| Address | LAFAYETTE, LA 70501 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 27, 2047 |
The 2025 property tax bill for 109 Wind Copen Ct was $1,172.
Source: Rutherford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Unified School District | Rutherford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $77,950 (+24.77%) Land $27,500 Building $50,450 | $311,800 Land $110,000 Building $201,800 | |
| 2025 | $1,172.00 | $62,475 Land $13,750 Building $48,725 | |
| 2023 | $1,172.00 | $62,475 Land $13,750 Building $48,725 | $249,900 (-) Land $55,000 Building $194,900 |
| 2022 | $249,900 Land $55,000 Building $194,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 109 Wind Copen Ct in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 18 (2002–2005) |
| Claims Outside the SFHA | 18 of 18 |
| Most Recent Claim | Mar 2005 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Wind Copen Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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