109 Winchester Rd, Natchez, MS 39120 Property Records

Adams County property record for 109 Winchester Rd, Natchez, MS 39120 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,798 sqft · built 2019
Owner	2 Individual Names on File
Tax Bill	$5,867 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Jan 2018 Refinance
Flood Zone	Zone X (minimal risk)
APN	`0054 0001 0037`

Property Details

APN / Parcel Number

Primary APN	`0054 0001 0037`
Alternative APNs	`014429` `14429`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,798 sqft Living Area
1st Floor Area	2,798 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Asphalt
Garage Type	Carport
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	14429
Street Address	109 WINCHESTER RD
City	NATCHEZ
State	MS
Zip	39120-3924
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H&L#2 WILLIAMS LOTS 45-103A-12
Legal Range	03W
Legal Township	07N
Legal Section	30
Legal Lot Number	45-103
Jurisdiction	ADAMS MS
Township / Civil Division	1
Census Block Group	3
Census Block	3014
Census Tract	600

Owner

Source: Adams County records · APN 0054 0001 0037

Assessment roll updated September 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	109 WINCHESTER RD, NATCHEZ, MS 39120-3924
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED MISSISSIPPI BANK
Jan 18, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED MISSISSIPPI BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 10, 2017
Deed Sale	Oct 10, 2017
Deed Document Number	0000027F80
Record Updated	Jun 08, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS MS
Property Address	109 WINCHESTER RD, NATCHEZ, MS 39120-3924
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 WINCHESTER RD, NATCHEZ, MS 39120-3924

Mortgage

Document Number	000932/103
Date	Jan 28, 2019
Book Page	932/103
Instrument	122502

Lender

Name	UNITED MISSISSIPPI BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2049

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS MS
Property Address	109 WINCHESTER RD, NATCHEZ, MS 39120-3924
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	917/193
Date	Jan 18, 2018
Book Page	917/193
Instrument	118902

Lender

Name	UNITED MISSISSIPPI BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Adams County records · Assessment roll updated September 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Adams County
Municipality	Natchez City
Unified School District	Natchez-Adams School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,867.00 (+27.63%) Homeowner's exemption	$37,756 (+28.71%)	$377,560 (+28.71%) Land $19,500 Building $358,060
2024	$4,597.00 Homeowner's exemption	$29,334 (-)	$293,340 (-) Land $19,500 Building $273,840
2023	$4,597.00 (+6.26%) Homeowner's exemption Disabled Person's exemption	$29,334 (-) Land $1,950 Building $27,384	$293,340 (-) Land $19,500 Building $273,840
2022	$4,326.00 Homeowner's exemption	$29,334
2021			$293,340 Land $19,500 Building $273,840

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Adams County (28001C), updated June 16, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280010006003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–1984)
Most Recent Claim	May 1984, tidal / storm surge

Wildfire

Wildfire Risk	Low above 20% of the US · above 10% of Mississippi
Wildfire Likelihood	About 1 in 2,500 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 253 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Cable One	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
Telapex	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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