109 Wilson Dr, Williamsburg, VA 23188 Property Records

York County property record for 109 Wilson Dr, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,367 sqft · built 1976
Lot Size	2.6 acres (113,256 sqft)
Owner	Individual Name on File
Last Sale	$249,000 (Sep 2015)
Tax Bill	$2,996 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`E20C-1045-1740`

Property Details

APN / Parcel Number

Primary APN	`E20C-1045-1740`
Alternative APNs	`10000695` `746`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,367 sqft Living Area
Sunroom	Sunroom
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	113,256 sqft (2.6 acres)
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	76 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	10000695
Street Address	109 WILSON DR
City	WILLIAMSBURG
State	VA
Zip	23188-2215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL RESI
Legal Description	SCIMMINO FARMS SEC 8 LOT 48
Legal Subdivision	SCIMMINO FARMS
Legal Lot Number	48
Jurisdiction	YORK VA
Township / Civil Division	1
Census Block Group	1
Census Block	1019
Census Tract	51000

Owner

109 Wilson Dr is owned and occupied by an individual who bought it in September 2015.

Source: York County records, as of October 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	109 WILSON DR, WILLIAMSBURG, VA 23188-2215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Dec 1, 2025	Deed of Trust, Mortgage · Partial Claim Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2015 · Amount on File
Deed Sale	Sep 29, 2015 · Amount on File
Prior Sale	Aug 6, 1999 · Amount on File
Deed Document Number	201518019
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK VA
Property Address	109 WILSON DR, WILLIAMSBURG, VA 23188-2215
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003171
Date	Mar 1, 2022
Instrument	220003171

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK VA
Property Address	109 WILSON DR, WILLIAMSBURG, VA 23188-2215
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 WILSON DR, WILLIAMSBURG, VA 23188-2215

Mortgage

Document Number	0000017597
Date	Dec 1, 2025
Instrument	250017597

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Partial Claim Mortgage
Amount	Amount on Record
Term	479 Months
Due	Nov 1, 2065

Tax Assessment & Valuation

The 2025 property tax bill for 109 Wilson Dr was $2,996.

Source: York County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	York County
Unified School District	York County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$384,100 Land $86,800 Building $297,300
2025	$2,996.00		$384,100 Land $86,800 Building $297,300
2023	$2,213.00	$287,500 Land $86,800 Building $200,700	$287,500 Land $86,800 Building $200,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Wilson Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2006 · Tropical Depression Ernesto, Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Wilson Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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