Hamilton County property record for 109 Willowood Ln, Fishers, IN 46038
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,780 sqft · built 1976 |
| Lot Size | 0.255 acres (11,097 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $318,150 (Jul 2026) |
| Tax Bill | $3,247 (2024) |
| Deeds & Mortgages | Jul 2026 Mortgage Mar 2026 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-10-35-205-005.000-006 |
| Primary APN | 29-10-35-205-005.000-006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,780 sqft Living Area |
| Gross Area | 2,240 sqft |
| 1st Floor Area | 1,780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 11,097 sqft (0.255 acres) |
| Lot Dimensions | 120 ft deep x 95 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 109 WILLOWOOD LN |
|---|---|
| City | FISHERS |
| State | IN |
| Zip | 46038-1177 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .00, SECTION 35, TOWNSHIP 18, RANGE 4, SUNBLEST FARMS, SECTION 1E, LOT 113 |
| Legal Range | 04 |
| Legal Township | 18 |
| Legal Section | 35 |
| Legal Subdivision | SUNBLEST FARMS SECTION 1E |
| Legal Lot Number | 113 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | DELAWARE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 110812 |
Source: Hamilton County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 WILLOWOOD LN, FISHERS, IN 46038-1177 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage HOME LENDING |
| Mar 23, 2026 | Deed of Trust, Mortgage · Line of Credit HORIZON BANK |
| Dec 10, 2020 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2026 · Amount on Record |
| Deed Sale | Jul 13, 2026 · Amount on Record |
| Prior Sale | Dec 10, 2020 · Amount on Record |
| Deed Document Number | 202631329 |
| Prior Transfer Date | Jun 11, 2007 |
| Prior Transfer Doc | 0000033018 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jul 13, 2026 |
| Property Address | 109 WILLOWOOD LN, FISHERS, IN 46038-1177 |
| Document Number | 0000031329 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 202631329 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | TITLE SECURITY INC, SECURITY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 WILLOWOOD LN, FISHERS, IN 46038-1177 |
| Document Number | 0000031330, |
|---|---|
| Date | Jul 13, 2026 |
| Instrument | 202631330 |
| Name | HOME LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 109 WILLOWOOD LN, FISHERS, IN 46038-1177 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 109 WILLOWOOD LN, FISHERS, IN 46038-1177 |
| Document Number | 0000011594 |
|---|---|
| Date | Mar 23, 2026 |
| Instrument | 2026011594 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Feb 13, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Dec 10, 2020 |
| Property Address | 109 WILLOWOOD LN, FISHERS, IN 46038-1177 |
| Document Number | 2020090641 |
| Map Reference | MB 5 PG 120&121 |
| Instrument Date | Dec 1, 2020 |
| Instrument | 2020090641 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 109 WILLOWOOD LN, FISHERS, IN 46038-1177 |
| Document Number | 2020090642 |
|---|---|
| Date | Dec 10, 2020 |
| Instrument | 2020090642 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Hamilton County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Delaware Township |
| Municipality | Fishers City |
| Unified School District | Hamilton Southeastern Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $300,200 (+5.44%) Land $86,000 Building $214,200 | $300,200 (+5.44%) Land $86,000 Building $214,200 | |
| 2024 | $3,247.00 (+14.49%) | $284,700 (+8.33%) Land $86,000 Building $198,700 | $284,700 (+8.33%) Land $86,000 Building $198,700 |
| 2023 | $2,836.00 (+11.92%) | $262,800 (+17.06%) Land $59,900 Building $202,900 | $262,800 (+17.06%) Land $59,900 Building $202,900 |
| 2022 | $2,534.00 | $224,500 Land $59,900 Building $164,600 | $224,500 Land $59,900 Building $164,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2009 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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