Henry County property record for 109 Willow Way, Headland, AL 36345
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,368 sqft · built 2009 |
| Lot Size | 0.348 acres (15,200 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $156,500 (Aug 2020) |
| Tax Bill | $863 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage May 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-24-02-09-3-000-002.086 |
| Primary APN | 37-24-02-09-3-000-002.086 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,368 sqft Living Area |
| 1st Floor Area | 1,368 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,200 sqft (0.348 acres) |
| Lot Dimensions | 152 ft deep x 1 ft wide |
| Garage Type | Mixed |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 31073 |
|---|---|
| Street Address | 109 WILLOW WAY |
| City | HEADLAND |
| State | AL |
| Zip | 36345-8496 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AUTUMN CREEK VILLAGE S/D FIRST ADDITIONLOT 14 BLOCK B PB2 PG87SEC 9 TWP 4N RNG 27E |
| Legal Range | 27E |
| Legal Township | 04N |
| Legal Section | 09 |
| Legal Subdivision | FIRST ADDITION |
| Legal Block | B |
| Legal Lot Number | 14 |
| Jurisdiction | HENRY AL |
| Township / Civil Division | HEADLAND-NEWVILLE |
| Census Block Group | 3 |
| Census Block | 3059 |
| Census Tract | 30500 |
Source: Henry County records, as of October 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 WILLOW WAY, HEADLAND, AL 36345-8496 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| May 2, 2025 | Deed of Trust, Mortgage HUD |
| Oct 28, 2009 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGEAMERICA, INC. |
| Aug 4, 2020 | Warranty Deed, Transfer · FHA Mortgage HOMETOWN LENDERS INC |
| Oct 28, 2009 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2020 · Amount on Record |
| Deed Sale | Aug 4, 2020 · Amount on Record |
| Deed Book / Page | 237 / 143 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENRY AL |
| Recording Date | Sep 28, 2026 |
| Property Address | 109 WILLOW WAY, HEADLAND, AL 36345-8496 |
| Document Number | 0200096311 |
| Book / Page | 720 / 338 |
| Instrument Date | Jul 7, 2026 |
| Instrument | 2026200096311 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 109 WILLOW WAY, HEADLAND, AL 36345-8496 |
| Document Number | 0200096311, |
|---|---|
| Date | Sep 28, 2026 |
| Book Page | 720/338 |
| Instrument | 2026200096311 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 287 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENRY AL |
| Property Address | 109 WILLOW WAY, HEADLAND, AL 36345-8496 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000703/734 |
|---|---|
| Date | May 2, 2025 |
| Book Page | 703/734 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENRY AL |
| Property Address | 109 WILLOW WAY, HEADLAND, AL 36345-8496 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000558/285 |
|---|---|
| Date | Oct 28, 2009 |
| Book Page | 558/285 |
| Instrument | 252535 |
| Name | MORTGAGEAMERICA, INC. |
|---|---|
| Type | Seller |
| Address | PO BOX 43500, BIRMINGHAM, AL 35243 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENRY AL |
| Recording Date | Aug 4, 2020 |
| Property Address | 109 WILLOW WAY, HEADLAND, AL 36345-8496 |
| Document Number | 000237/143 |
| Book / Page | 237 / 143 |
| Map Reference | MB 2 PG 87 |
| Instrument Date | Jul 7, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 81, HEADLAND, AL 36345-0081 |
| Name | Verified Name |
|---|---|
| Address | 109 WILLOW WAY, HEADLAND, AL 36345-8496 |
| Document Number | 0006540608 |
|---|---|
| Date | Aug 4, 2020 |
| Instrument | 0654/0608 |
| Name | HOMETOWN LENDERS INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENRY AL |
| Recording Date | Oct 28, 2009 |
| Property Address | 109 WILLOW WAY, HEADLAND, AL 36345-8496 |
| Document Number | 000197/799 |
| Book / Page | 197 / 799 |
| Instrument Date | Oct 22, 2009 |
| Instrument | 252534 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 WILLOW WAY, HEADLAND, AL 36345-8496 |
Source: Henry County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Henry County |
| Municipality | Headland City |
| Unified School District | Henry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $863.00 (+4.23%) | $42,080 (+3.85%) Land $5,100 Building $36,980 | $210,400 (+3.85%) Land $25,500 Building $184,900 |
| 2024 | $828.00 (+6.98%) Homeowner's exemption | $40,521 (+6.49%) Land $5,106 Building $35,415 | $202,603 (+6.48%) Land $25,530 Building $177,073 |
| 2023 | $774.00 (+13.99%) Homeowner's exemption | $38,053 (-3.63%) Land $5,106 Building $32,947 | $190,266 (-3.63%) Land $25,530 Building $164,736 |
| 2022 | $679.00 Homeowner's exemption | $39,486 Land $5,106 Building $34,380 | $197,428 Land $25,530 Building $171,898 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1990–1998) |
| Most Recent Claim | Mar 1998 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
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