Rutherford County property record for 109 Willow Tree Ln, Rutherfordton, NC 28139
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,150 sqft · built 1992 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $916 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1614452 |
| Primary APN | 1614452 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,150 sqft Heated Area |
| Basement Area | 640 sqft |
| Unfinished Basement | 640 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,996 sqft (1.01 acres) |
| Deck Area | 192 sqft |
| Patio Area | 320 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Commercial |
| Street Address | 109 WILLOW TREE LN |
|---|---|
| City | RUTHERFORDTON |
| State | NC |
| Zip | 28139-6627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GPIN:1612032239020000; RES HWY 221 |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | GILKEY |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 960201 |
109 Willow Tree Ln is owned and occupied by two individuals.
Source: Rutherford County records, as of August 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 WILLOW TREE LN, RUTHERFORDTON, NC 28139-6627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 109 Willow Tree Ln was $916.
Source: Rutherford County assessment roll, as of August 29, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $916.00 | $125,200 Land $8,000 Building $117,200 | $125,200 Land $8,000 Building $117,200 |
| 2023 | $125,200 Land $8,000 Building $117,200 | $125,200 Land $8,000 Building $117,200 | |
| 2022 | $598.00 | ||
| 2021 | $598.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Willow Tree Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Oct 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Willow Tree Ln is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 2,000 / 50 |
May also be available: Pangaea Internet.
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