Essex County and Lawrence City property record for 109 Willow St, Lawrence, MA 01841
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 720 sqft · built 1987 |
| Lot Size | 0.22 acres (9,597 sqft) |
| Owner | Individual Name on File |
| Last Sale | $64,000 (Jan 2003) |
| Tax Bill | $1,163 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 171 0001 0002 A |
| Primary APN | 171 0001 0002 A |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 720 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Mansard |
| Roof Material | Asphalt |
| Lot Area | 9,597 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 171 0001 0002 A |
|---|---|
| Street Address | 109 WILLOW ST |
| City | LAWRENCE |
| State | MA |
| Zip | 01841-2453 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R3 |
| Legal Subdivision | 107 113 WILLOW STREET CONDO |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | LAWRENCE MA |
| Township / Civil Division | LAWRENCE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 250400 |
109 Willow St, a condominium, is owned and occupied by an individual who bought it in January 2003.
Source: Essex County and Lawrence City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 WILLOW ST, LAWRENCE, MA 01841-2453 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 13, 2003 · Amount on File |
| Deed Sale | Jan 13, 2003 · Amount on File |
| Deed Book / Page | 7434 / 281 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 109 Willow St was $1,163, up 6.1% from the year before.
Source: Essex County and Lawrence City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lawrence City |
| Unified School District | Lawrence School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,163.00 (+6.11%) | $134,600 (+8.03%) Building $134,600 | $223,382 (+25.54%) |
| 2025 | $1,096.00 (+8.84%) | $124,600 (+14.42%) Building $124,600 | $177,935 |
| 2024 | $1,007.00 (+2.23%) | $108,900 (+12.38%) Building $108,900 | |
| 2023 | $985.00 | $96,900 Building $96,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Willow St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 67 (1984–2020) |
| Claims Outside the SFHA | 13 of 67 |
| Most Recent Claim | Jul 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 109 Willow St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2016 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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