109 Willow St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 109 Willow St, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	2,088 sqft · built 1966
Lot Size	0.107 acres (4,678 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (May 2002)
Tax Bill	$9,385 (2025)
Deeds & Mortgages	Dec 2021 Transfer Jun 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`02-00129-0000-00022`

Property Details

APN / Parcel Number

Primary APN	`02-00129-0000-00022`
Alternative APN	`020012900022`

Interior

Stories	2 Stories
Building Area	2,088 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Multi-Family
Lot Area	4,678 sqft (0.107 acres)
Lot Dimensions	156 ft deep x 30 ft wide

Location & Zoning

Old Parcel Number	020012900022
Street Address	109 WILLOW ST
City	BLOOMFIELD
State	NJ
Zip	07003-3228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B
Legal Description	30 X 156 AVG
Legal Block	129
Legal Lot Number	22
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	1
Census Block	1013
Census Tract	15600

Owner

109 Willow St is owned and occupied by an individual who acquired it in November 2021.

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	109 WILLOW ST, BLOOMFIELD, NJ 07003-3228
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Intrafamily Transfer, Transfer
Jun 27, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2002 · Amount on File
Deed Sale	May 1, 2002 · Amount on File
Deed Book / Page	5879 / 544
Last Transfer Date	Nov 22, 2021
Transfer Doc	0000149676
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ESSEX NJ
Recording Date	Dec 20, 2021
Property Address	109 WILLOW ST, BLOOMFIELD, NJ 07003-3228
Document Number	0000149676
Instrument Date	Nov 22, 2021
Instrument	2021149676
Transaction Type	Transfer
Record Updated	Jan 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 WILLOW ST, BLOOMFIELD, NJ 07003-3228

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	109 WILLOW ST, BLOOMFIELD, NJ 07003-3228
Document Number	0000063701
Instrument Date	Jun 27, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 WILLOW ST BLOOMFIELD NJ 070033228, BLOOMFIELD, NJ 07003-3228

Mortgage

Document Number	0000063701
Date	Jul 10, 2020
Instrument	63701

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 109 Willow St was $9,385, up 2.9% from the year before.

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$269,000 (-) Land $64,300 Building $204,700	$269,000 (-) Land $64,300 Building $204,700
2025	$9,385.00 (+2.86%)	$269,000 Land $64,300 Building $204,700	$269,000 Land $64,300 Building $204,700
2024	$9,124.00
2023		$256,900 Land $64,300 Building $192,600	$256,900 Land $64,300 Building $192,600
2022	$8,225.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Willow St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 18 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	30 units insured incl. 12 condo units
Nearby Flood Claims	12 (1999–2021)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims Hurricane Irene, Aug 2011 · 2 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Willow St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Andrena, Optimum, T-Mobile.

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