Carteret County property record for 109 Willow Rd, Atlantic Beach, NC 28512
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,469 sqft · built 1972 |
| Lot Size | 0.278 acres (12,110 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,158 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 6365.17.12.3411000 |
| Primary APN | 6365.17.12.3411000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,469 sqft Heated Area |
| Gross Area | 1,852 sqft |
| 1st Floor Area | 1,300 sqft |
| Utility Area | 96 sqft |
| Sunroom | Sunroom |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,110 sqft (0.278 acres) |
| Lot Dimensions | 150 ft deep x 80 ft wide |
| Porch | Slab |
|---|---|
| Deck Area | 30 sqft |
| Patio Area | 8 sqft |
| Utility Building | 38 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 54070 |
|---|---|
| Street Address | 109 WILLOW RD |
| City | ATLANTIC BEACH |
| State | NC |
| Zip | 28512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L22 BJ PINE KNOLL SHORES |
| Legal Block | 12 |
| Legal Lot Number | 22 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 971003 |
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2931 MOSER LN, BURLINGTON, NC 27215-8503 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Pine Knoll Shores Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $471,212 (-) Land $233,220 Building $237,992 | $471,212 (-) Land $233,220 Building $237,992 | |
| 2025 | $1,158.00 (+65.9%) | $471,212 (+127.42%) Land $233,220 Building $237,992 | $471,212 (+127.42%) Land $233,220 Building $237,992 |
| 2023 | $207,197 Land $92,400 Building $114,797 | $207,197 Land $92,400 Building $114,797 | |
| 2022 | $698.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 461 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,290 units insured incl. 829 condo units |
| Nearby Flood Claims | 52 (1999–2024) |
| Claims Outside the SFHA | 16 of 52 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINE KNOLL SHORES private · serves 4,800 people · EPA ID NC0416031 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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