109 Willow Point Ct, Durham, NC 27703 Property Records

Durham County property record for 109 Willow Point Ct, Durham, NC 27703

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,256 sqft · built 1991
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$400,000 (Dec 2022)
Tax Bill$4,829 (2026)
Deeds & MortgagesDec 2022 Sale & Mortgage
Feb 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN0759-32-3946

Property Details

APN / Parcel Number

Primary APN0759-32-3946
Alternative APNs
  • 0759-32-39-4649
  • 075903323957
  • 164276

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,256 sqft Heated Area
1st Floor Area1,156 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleConventional
Exterior MaterialBrick Veneer
Construction TypeWood
Roof MaterialAsphalt
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions110 ft deep x 39 ft wide
Garage TypeAttached
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area196 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Street Address109 WILLOW POINT CT
CityDURHAM
StateNC
Zip27703-9106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDR 2.580
Legal DescriptionASHLEY FRST EAST/PH:1C/LT #086 PL:000117-000043
Legal SubdivisionASHLEY FRST EAST
Legal Phase1C
Legal Lot Number86
JurisdictionDURHAM NC
Township / Civil DivisionOAK GROVE
Census Block Group1
Census Block1012
Census Tract1809

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address109 WILLOW POINT CT, DURHAM, NC 27703-9106
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2022Warranty Deed, Transfer · FHA Mortgage
PROSPERITY HOME MORTGAGE LLC
Feb 19, 2021Warranty Deed, Transfer · Conventional Mortgage
RESIDENTIAL MORTGAGE SERVICES
Jun 28, 2017Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Feb 13, 2019Warranty Deed, Transfer · Conventional with PMI
GUARANTEED RATE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 2022 · Amount on Record
Deed SaleDec 1, 2022 · Amount on Record
Prior SaleFeb 19, 2021 · Amount on Record
Deed Document Number202245483
Deed Book / Page9828 / 701
Record UpdatedOct 29, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDURHAM NC
Recording DateDec 1, 2022
Property Address109 WILLOW POINT CT, DURHAM, NC 27703-9106
Document Number0098280701
Book / Page9828 / 701
Map ReferenceMB 117 PG 43
Instrument DateNov 23, 2022
Instrument2022045483
Transaction TypeTransfer
Record UpdatedApr 17, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address165 RIVER BIRCH GROVE RD # RD207, RD207, ASHEVILLE, NC 28806-0321

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 WILLOW POINT CT, DURHAM, NC 27703-9106

Mortgage

Document Number2022045484
DateDec 1, 2022
Instrument2022045484
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDURHAM NC
Recording DateFeb 19, 2021
Property Address109 WILLOW POINT CT, DURHAM, NC 27703-9106
Document Number0092340191
Book / Page9234 / 191
Map ReferenceMB 117 PG 43
Instrument DateFeb 16, 2021
Instrument2021008003
Transaction TypeTransfer
Record UpdatedApr 17, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$630.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 WILLOW POINT CT, DURHAM, NC 27703-9106

Mortgage

Document Number2021008004
DateFeb 19, 2021
Instrument2021008004
Lender
NameRESIDENTIAL MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDURHAM NC
Property Address109 WILLOW POINT CT, DURHAM, NC 27703-9106
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0082160166
DateJun 28, 2017
Book Page8216/166
Instrument2017022302
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2047

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDURHAM NC
Recording DateFeb 13, 2019
Property Address109 WILLOW POINT CT, DURHAM, NC 27703-9106
Document Number0085930576
Book / Page008593 / 000576
Instrument DateFeb 13, 2019
Instrument4302
Transaction TypeTransfer
Record UpdatedFeb 21, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$550.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address109 WILLOW POINT CT DURHAM NC 277039106, DURHAM, NC 27703-9106

Mortgage

Document Number85930578
DateFeb 13, 2019
Book Page008593/000578
Instrument4303
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 12, 2049

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDurham County
MunicipalityDurham City
Unified School DistrictDurham Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,829.00 (+2.53%)$475,192 (-) Land $124,950 Building $350,242$475,192 (-) Land $124,950 Building $350,242
2025$4,710.00 (+34.49%)$475,192 (+77.73%) Land $124,950 Building $350,242$475,192 (+77.73%) Land $124,950 Building $350,242
2023$3,502.00 (+2.34%)$267,371 Land $47,760 Building $219,611$267,371 Land $47,760 Building $219,611
2022$3,422.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DURHAM
serves 333,490 people · EPA ID NC0332010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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