109 Willow Hill, Cibolo, TX 78108 Property Records

Guadalupe County property record for 109 Willow Hill, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	2,003 sqft · built 2004
Lot Size	0.174 acres (7,565 sqft)
Owner	2 Trust Names on File
Tax Bill	$4,602 (2025)
Deeds & Mortgages	Jul 2022 Transfer Jun 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1G3626400401800000`

Property Details

APN / Parcel Number

Primary APN	`1G3626400401800000`
Alternative APNs	`000000110914` `000000233231` `000000274395` `110914`

Interior

Stories	2 Stories
Building Area	2,003 sqft Living Area
Gross Area	2,507 sqft
1st Floor Area	838 sqft
2nd Floor Area	1,165 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stone
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,565 sqft (0.174 acres)
Lot Dimensions	115 ft deep x 73 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	124 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	109 WILLOW HL
City	CIBOLO
State	TX
Zip	78108-3273
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOWBRIDGE #4 BLOCK 4 LOT 18 0.1737 AC
Legal Subdivision	WILLOWBRIDGE #4
Legal Tract	18
Legal Block	4
Legal Lot Number	18
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	2
Census Block	2001
Census Tract	210711

Owner

109 Willow Hill is held in a trust since June 2022.

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	7643 CRAWFORD CT, FAIRBURN, GA 30213-3508
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Intrafamily Transfer, Transfer
Jun 30, 2022	Transfer on Death Deed, Transfer
Jul 1, 2020	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 24, 2022
Transfer Doc	0000020462
Record Updated	Sep 20, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GUADALUPE TX
Recording Date	Jul 11, 2022
Property Address	109 WILLOW HL, CIBOLO, TX 78108-3273
Document Number	0099021410
Map Reference	VOL 6 PG 623
Instrument Date	Jun 30, 2022
Instrument	202299021410
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7463 CRAWFORD CT, FAIRBURN, GA 30213
Investor	Possibly a Property Investor

June 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	GUADALUPE TX
Recording Date	Jun 30, 2022
Property Address	109 WILLOW HL, CIBOLO, TX 78108-3273
Document Number	0099020462
Map Reference	VOL 6 PG 623
Instrument Date	Jun 24, 2022
Instrument	202299020462
Transaction Type	Transfer
Record Updated	Jul 28, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7643 CRAWFORD CT, 7643, FAIRBURN, GA 30213-3508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10163 N LINKS DR, COVINGTON, GA 30014-3944

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	109 WILLOW HL, CIBOLO, TX 78108-3273
Document Number	0000017656
Instrument Date	Jul 1, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 WILLOW HL CIBOLO TX 781083273, CIBOLO, TX 78108-3273

Mortgage

Document Number	0000017656
Date	Jul 10, 2020
Instrument	17656

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 109 Willow Hill was $4,602, down 10.4% from the year before.

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$236,256 (-0.93%) Land $38,000 Building $198,256	$236,256 (-0.93%) Land $38,000 Building $198,256
2025	$4,602.00 (-10.41%)	$238,481 Land $35,394 Building $203,087	$238,481 Land $35,394 Building $203,087
2024	$5,137.00 (+2.93%)
2023	$4,991.00 (-13.35%)	$258,336 Land $39,229 Building $219,107	$258,336 Land $39,229 Building $219,107
2022	$5,760.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Willow Hill in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 109 Willow Hill has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Guadalupe Valley Electric Cooperative.

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