Carteret County property record for 109 Willow Bridge Dr, Stella, NC 28582
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,816 sqft · built 2012 |
| Lot Size | 0.997 acres (43,429 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $365,000 (Jul 2021) |
| Tax Bill | $1,562 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5358.04.60.7902000 |
| Primary APN | 5358.04.60.7902000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,816 sqft Heated Area |
| Gross Area | 2,103 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,429 sqft (0.997 acres) |
| Lot Dimensions | 325 ft deep x 142 ft wide |
| Porch | Slab |
| Porch Area | 353 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 59585 |
|---|---|
| Street Address | 109 WILLOW BRIDGE DR |
| City | STELLA |
| State | NC |
| Zip | 28582-5017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L35 RIVERWATCH SECT. I-B |
| Legal Subdivision | RIVERWATCH |
| Legal Block | 60 |
| Legal Lot Number | 35 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 970801 |
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 WILLOW BRIDGE DR, STELLA, NC 28582-5017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Jun 15, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 7, 2021 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2021 · Amount on Record |
| Deed Sale | Jul 7, 2021 · Amount on Record |
| Prior Sale | Mar 19, 2015 · Amount on Record |
| Deed Document Number | 20211729226 |
| Deed Book / Page | 1729 / 226 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 109 WILLOW BRIDGE DR, STELLA, NC 28582-5017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0016750099 |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 1675/99 |
| Instrument | 1675099 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Jul 7, 2021 |
| Property Address | 109 WILLOW BRIDGE DR, STELLA, NC 28582-5017 |
| Document Number | 0017290226 |
| Book / Page | 1729 / 226 |
| Map Reference | MB 32 PG 53&54 |
| Instrument Date | Jul 6, 2021 |
| Instrument | 1729226 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $730.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8192 TIMMONS TRL, SHREVEPORT, LA 71107-8923 |
| Name | Verified Name |
|---|---|
| Address | 109 WILLOW BRIDGE DR, STELLA, NC 28582-5017 |
| Document Number | 0001729227 |
|---|---|
| Date | Jul 7, 2021 |
| Instrument | 1729-227 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $424,629 (-) Land $49,963 Building $374,666 | $424,629 (-) Land $49,963 Building $374,666 | |
| 2025 | $1,562.00 (+23.58%) | $424,629 (+63.09%) Land $49,963 Building $374,666 | $424,629 (+63.09%) Land $49,963 Building $374,666 |
| 2023 | $260,358 Land $42,000 Building $218,358 | $260,358 Land $42,000 Building $218,358 | |
| 2022 | $1,264.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 12 (1993–2018) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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