Saluda County property record for 109 Williams St, Ridge Spring, SC 29129
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,080 sqft · built 1980 |
| Owner | Individual Name on File |
| Tax Bill | $1,071 (2025) |
| Deeds & Mortgages | May 2022 Refinance Nov 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145-08-02-003 |
| Primary APN | 145-08-02-003 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Year Built | Built 1980 |
|---|
| Old Parcel Number | 145 08 02 003 |
|---|---|
| Street Address | 109 WILLIAMS ST |
| City | RIDGE SPRING |
| State | SC |
| Zip | 29129-9453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEED REF 624-164/1205-233 PLAT REF 22-109 |
| Jurisdiction | SALUDA SC |
| Township / Civil Division | RIDGE SPRING |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 960400 |
Source: Saluda County records, as of December 26, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 445 COLDSTREAM DR, COLUMBIA, SC 29212-0941 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 23, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance 2004 182 LLC |
| Nov 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ALLSOUTH FEDERAL CREDIT UNION |
| Jun 14, 2024 | Deed of Trust, Mortgage · Conventional Mortgage 2004-0000393 LLC |
| Nov 28, 2018 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 28, 2018 |
| Transfer Doc | 0012050233 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALUDA SC |
| Property Address | 109 WILLIAMS ST, RIDGE SPRING, SC 29129-9453 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 001366/0243 |
|---|---|
| Date | May 23, 2022 |
| Book Page | 1366/243 |
| Instrument | 20220-00007680 |
| Name | 2004 182 LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALUDA SC |
| Property Address | 109 WILLIAMS ST, RIDGE SPRING, SC 29129-9453 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 001337/0292 |
|---|---|
| Date | Nov 2, 2021 |
| Book Page | 1337/292 |
| Instrument | 20210-00005766 |
| Name | ALLSOUTH FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 145 Months |
| Due | Dec 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALUDA SC |
| Property Address | 109 WILLIAMS ST, RIDGE SPRING, SC 29129-9453 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 001457/0001 |
|---|---|
| Date | Jun 14, 2024 |
| Book Page | 1457/1 |
| Instrument | 2024-00013367 |
| Name | 2004-0000393 LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SALUDA SC |
| Recording Date | Nov 28, 2018 |
| Property Address | 109 WILLIAMS ST, RIDGE SPRING, SC 29129-9453 |
| Document Number | 0012050233 |
| Book / Page | 001205 / 000233 |
| Instrument Date | Nov 28, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
Source: Saluda County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Saluda County |
| Municipality | Ridge Spring Town |
| Unified School District | Aiken County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,071.00 (+5%) | $2,530 (-) Land $290 Building $2,240 | $42,100 (-) Land $4,800 Building $37,300 |
| 2024 | $1,020.00 (-1.16%) | $2,530 (-) Land $290 Building $2,240 | $42,100 (-) Land $4,800 Building $37,300 |
| 2023 | $1,032.00 (+1.28%) | $2,530 (-) Land $290 Building $2,240 | $42,100 (-) Land $4,800 Building $37,300 |
| 2022 | $1,019.00 | $2,530 Land $290 Building $2,240 | $42,100 Land $4,800 Building $37,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 27, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 70% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF RIDGE SPRING serves 1,575 people · EPA ID SC4110002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Fiber | 8,000 / 8,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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