109 Williams Dr, Northlake (Melrose Park), IL 60164 Property Records

Cook County property record for 109 Williams Dr, Northlake, IL 60164

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,780 sqft · built 1949
Lot Size	0.231 acres (10,080 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Apr 2013)
Tax Bill	$8,484 (2023)
Deeds & Mortgages	Jun 2026 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`12-32-406-008`

Property Details

APN / Parcel Number

Primary APN	`12-32-406-008`
Alternative APN	`12-32-406-008-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,780 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1950
Architectural Style	Old Style
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	10,080 sqft (0.231 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	109 WILLIAMS DR
City	NORTHLAKE
State	IL
Zip	60164-2254
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(MIDLAND) DEVELOPMENT COS (NORTHLAKE) VILLAGE (UNIT3) SUB OF PT SH SEC 32-40-12
Legal Range	12E
Legal Township	40N
Legal Section	32
Legal Subdivision	MIDLAND DEVELOPMENT COS NORTHLAKE VILLAG
Legal Block	20
Legal Lot Number	3
Legal Unit	3
Jurisdiction	COOK IL
Township / Civil Division	LEYDEN
Census Block Group	4
Census Block	4011
Census Tract	811800

Owner

Source: Cook County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 WILLIAMS DR, NORTHLAKE, IL 60164-2254
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2013 · Amount on Record
Deed Sale	Apr 30, 2013 · Amount on Record
Deed Document Number	201354016
Prior Transfer Date	Oct 5, 1998
Prior Transfer Doc	0000000751
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Jun 10, 2026
Property Address	109 WILLIAMS DR, NORTHLAKE, IL 60164-2254
Document Number	0000025221
Instrument Date	Jun 5, 2026
Instrument	202625221
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 WILLIAMS DR, NORTHLAKE, IL 60164-2254
Investor	Possibly a Property Investor

Mortgage

Document Number	0000025221,
Date	Jun 10, 2026
Instrument	202625221

Lender

Name	CREDIT UNION 1/KS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	7.5%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Leyden Township
Municipality	Northlake City
Elementary School District	Berkeley School District 87 (PK - 08)
Secondary School District	Leyden Community High School District 212 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$29,000 (+3.57%) Land $5,544 Building $23,456	$290,000 (+3.57%) Land $55,440 Building $234,560
2023	$8,484.00 (-7.21%)
2022	$9,143.00 Homeowner's exemption	$28,000 Land $4,536 Building $23,464	$280,000 Land $45,360 Building $234,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	74 (1979–2020)
Claims Outside the SFHA	5 of 74
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 15 claims Severe Storms And Flooding, Jul 2010 · 32 claims Severe Storms & Flooding, Aug 1987 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHLAKE serves 12,840 people · EPA ID IL0314710
Water Source	Purchased surface water from MELROSE PARK
Last State Inspection	Apr 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20