109 Will Morgan Rd, Muldrow, OK 74948 Property Records

Sequoyah County property record for 109 Will Morgan Rd, Muldrow, OK 74948

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 2006
Lot Size	0.362 acres (15,769 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Aug 2020)
Tax Bill	$1,235 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23509`

Property Details

APN / Parcel Number

Primary APN	`23509`
Alternative APN	`0430-00-001-006-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,769 sqft (0.362 acres)
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	70 sqft
Patio Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	23509
Street Address	109 WILL MORGAN RD
City	MULDROW
State	OK
Zip	74948-3200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLOCK 1, NORTHERN HEIGHTS
Legal Subdivision	NORTHERN HEIGHTS 19-11-26
Legal Block	1
Legal Lot Number	6
Jurisdiction	SEQUOYAH OK
Township / Civil Division	MULDROW
Census Block Group	1
Census Block	1022
Census Tract	30403

Owner

109 Will Morgan Rd is owned and occupied by two individuals who bought it in August 2020.

Source: Sequoyah County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	109 WILL MORGAN RD, MULDROW, OK 74948-3200
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 20, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 20, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2020 · Amount on File
Deed Sale	Aug 20, 2020 · Amount on File
Prior Sale	Dec 20, 2007 · Amount on File
Deed Document Number	20205184
Deed Book / Page	1534 / 361
Prior Transfer Date	Jul 30, 2020
Prior Transfer Doc	001534/360
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUOYAH OK
Property Address	109 WILL MORGAN RD, MULDROW, OK 74948-3200
Transaction Type	Mortgage
Record Updated	Jan 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001728/566
Date	Jul 17, 2025
Book Page	1728/566
Instrument	I-2025-004766

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUOYAH OK
Recording Date	Aug 20, 2020
Property Address	109 WILL MORGAN RD, MULDROW, OK 74948-3200
Document Number	001534/361
Book / Page	1534 / 361
Instrument Date	Aug 14, 2020
Instrument	2020-005184
Transaction Type	Transfer
Record Updated	Jan 12, 2026
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	109 WILL MORGAN RD, MULDROW, OK 74948-3200
Investor	Possibly a Property Investor

Mortgage

Document Number	2020005185
Date	Aug 20, 2020
Instrument	2020-005185

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SEQUOYAH OK
Recording Date	Aug 20, 2020
Property Address	109 WILL MORGAN RD, MULDROW, OK 74948-3200
Document Number	001534/360
Book / Page	1534 / 360
Instrument Date	Jul 30, 2020
Instrument	2020-005183
Transaction Type	Transfer
Record Updated	Jan 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Tax Assessment & Valuation

The 2025 property tax bill for 109 Will Morgan Rd was $1,235, up 5% from the year before.

Source: Sequoyah County assessment roll, as of January 12, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Sequoyah County
Municipality	Muldrow Town
Unified School District	Muldrow Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,251 (+5.01%) Land $2,670 Building $15,581	$165,915 (-2.73%) Land $24,272 Building $141,643
2025	$1,235.00 (+5.02%)	$17,381 (+5%) Land $1,552 Building $15,829	$170,578 (-0.27%) Land $26,674 Building $143,904
2024	$1,176.00 (+5%)	$16,554 (+5%) Land $1,320 Building $15,234	$171,048 (+8.34%) Land $12,000 Building $159,048
2023	$1,120.00	$15,766 Land $1,320 Building $14,446	$157,875 Land $12,000 Building $145,875

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 Will Morgan Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Will Morgan Rd is high, ranking above 81% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 58% of Oklahoma
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MULDROW PWA serves 3,104 people · EPA ID OK1020208
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	10 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2025 Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Cookson Hills Connect.

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