109 Wildflower Rd, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 109 Wildflower Rd, Spruce Pine, NC 28777

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,538 sqft · built 1973
Lot Size	1.15 acres (50,094 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Mar 2008)
Tax Bill	$768 (2026)
Deeds & Mortgages	Sep 2023 Transfer Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0789-04-73-0996`

Property Details

APN / Parcel Number

Primary APN	`0789-04-73-0996`
Alternative APNs	`555555507` `555785101`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,538 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Wood
Foundation Type	No Foundation
Lot Area	50,094 sqft (1.15 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	555785101
Street Address	109 WILDFLOWER RD
City	SPRUCE PINE
State	NC
Zip	28777-8847
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SWISS PINE LAKE DR
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	2
Census Block	2021
Census Tract	950400

Owner

109 Wildflower Rd is owned and occupied by an individual who acquired it in August 2023.

Source: Mitchell County records, as of September 8, 2026

Owner of Record	Individual Name on File
Mailing Address	109 WILDFLOWER RD, SPRUCE PINE, NC 28777-8847
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Quit Claim Deed, Transfer Quitclaim
Jan 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2008 · Amount on File
Deed Sale	Mar 20, 2008 · Amount on File
Deed Book / Page	472 / 320
Last Transfer Date	Aug 31, 2023
Transfer Doc	000661/473
Record Updated	Oct 29, 2026

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MITCHELL NC
Recording Date	Sep 5, 2023
Property Address	109 WILDFLOWER RD, SPRUCE PINE, NC 28777-8847
Document Number	000661/473
Book / Page	661 / 473
Instrument Date	Aug 31, 2023
Instrument	2023001796
Transaction Type	Transfer
Record Updated	Sep 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 WILDFLOWER RD, SPRUCE PINE, NC 28777-8847

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL NC
Property Address	109 WILDFLOWER RD, SPRUCE PINE, NC 28777-8847
Transaction Type	Mortgage
Record Updated	Feb 3, 2020
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	610/130
Date	Jan 22, 2020
Book Page	610/130
Instrument	2020000103

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 109 Wildflower Rd was $768.

Source: Mitchell County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$768.00	$236,500 (-) Land $43,800 Building $192,700
2025	$768.00	$236,500 Land $43,800 Building $192,700
2023	$1,489.00	$236,500 Land $43,800 Building $192,700	$236,500 Land $43,800 Building $192,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Wildflower Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Wildflower Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPRUCE PINE serves 5,661 people · EPA ID NC0161010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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