St. Johns County property record for 109 Whitland Way, Saint Augustine, FL 32086
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2.5 ba · 1,341 sqft · built 2017 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (May 2019) |
| Tax Bill | $3,598 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 102764-0240 |
| Primary APN | 102764-0240 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,341 sqft Living Area |
| Gross Area | 1,601 sqft |
| 1st Floor Area | 694 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 2,178 sqft (0.05 acres) |
| Garage Type | Attached |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 35 sqft |
| Patio Area | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 109 WHITLAND WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-5931 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | 82/25-27 ASHBY LANDING NORTH PHASE I LOT 24 OR4723/1535 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 48 |
| Legal Subdivision | ASHBY LANDING NORTH PHASE I |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 24 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 21301 |
109 Whitland Way, a townhouse, is owned and occupied by an individual who bought it in May 2019.
Source: St. Johns County records, as of June 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 WHITLAND WAY, SAINT AUGUSTINE, FL 32086-5931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 5, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 13, 2019 | Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 27, 2017 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 2019 · Amount on File |
| Deed Sale | May 13, 2019 · Amount on File |
| Prior Sale | Dec 27, 2017 · Amount on File |
| Deed Document Number | 201933089 |
| Deed Book / Page | 4723 / 1535 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 109 WHITLAND WAY, SAINT AUGUSTINE, FL 32086-5931 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2023 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 109 WHITLAND WAY, SAINT AUGUSTINE, FL 32086-5931 |
| Document Number | 0057761255 |
|---|---|
| Date | Jun 16, 2023 |
| Book Page | 5776/1255 |
| Instrument | 2023046979 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | 15180 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 312 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 109 WHITLAND WAY, SAINT AUGUSTINE, FL 32086-5931 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 109 WHITLAND WAY, SAINT AUGUSTINE, FL 32086-5931 |
| Document Number | 0052251796 |
|---|---|
| Date | Apr 5, 2021 |
| Book Page | 5225/1796 |
| Instrument | 2021036307 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 338 Months |
| Due | Jun 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 13, 2019 |
| Property Address | 109 WHITLAND WAY, SAINT AUGUSTINE, FL 32086-5931 |
| Document Number | 0047231535 |
| Book / Page | 4723 / 1535 |
| Map Reference | MB 82 PG 25-27 |
| Instrument Date | May 13, 2019 |
| Instrument | 2019033089 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | US PATRIOT TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,225.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 305 AUGUSTA CIR, 305, SAINT AUGUSTINE, FL 32086-7895 |
| Name | Verified Name |
|---|---|
| Address | 109 WHITLAND WAY, SAINT AUGUSTINE, FL 32086-5931 |
| Document Number | 2019033090 |
|---|---|
| Date | May 13, 2019 |
| Instrument | 2019033090 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 27, 2017 |
| Property Address | 109 WHITLAND WAY, SAINT AUGUSTINE, FL 32086-5931 |
| Document Number | 0044820272 |
| Book / Page | 4482 / 0272 |
| Map Reference | MB82 PG25 |
| Instrument Date | Dec 21, 2017 |
| Instrument | 2017087205 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 420 TRACER AVE, 420, JACKSONVILLE, FL 32220-1872 |
| Name | Verified Name |
|---|---|
| Address | 109 WHITLAND WAY, SAINT AUGUSTINE, FL 32086-5931 |
| Document Number | 2017087206 |
|---|---|
| Date | Dec 27, 2017 |
| Instrument | 2017087206 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
The 2025 property tax bill for 109 Whitland Way was $3,598, up 16.3% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $207,109 (-16.36%) Land $70,000 Building $137,109 | $207,109 (-16.36%) Land $70,000 Building $137,109 | |
| 2025 | $3,598.00 (+16.33%) | $247,634 | $247,634 Land $70,000 Building $177,634 |
| 2024 | $3,093.00 (+6.18%) | ||
| 2023 | $2,913.00 (+9.88%) | $226,999 (+12.25%) | $226,999 (+12.25%) Land $60,000 Building $166,999 |
| 2022 | $2,651.00 | $202,220 | $202,220 Land $50,400 Building $151,820 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Whitland Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 39 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Whitland Way is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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